Health insurance plans in Benton County, Arkansas (2027)

• 4carriers selling 2027 marketplace plans in Benton County
• 38plans on the Benton shelf, from 12 bronze to 12 gold
• $757benchmark silver for a 40 year old in Benton, full price per month

Who sells marketplace plans in Benton County

Benton County and Pulaski County, the two Arkansas counties I track, have the same number of carriers, four each. Across all 79 counties and parishes I track, 44 have more carriers than Benton. The biggest lineup in Benton belongs to Ambetter from Arkansas Health and Wellness with 15 plans, about 39 percent of everything on offer.

Benton plan counts from the CMS 2027 landscape file (county FIPS 05007, Rating Area 3). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.

What it costs in Benton County before any subsidy

These are the full monthly prices, before any premium tax credit, for the cheapest Benton plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Benton pay less, often a lot less.

Benchmark silver is the second lowest of the 9 silver premiums listed for Benton. The last column is two adults aged 40 plus two children.

What these numbers mean if you live in Benton County

The gold row is the surprise in Benton County. The cheapest gold plan for a 40 year old, $659 a month, is $59 cheaper than the cheapest silver plan at $718. That happens because Arkansas carriers load the cost of the extra silver discounts into silver premiums. If your income is too high for those discounts, silver is the worst value on the Benton shelf, and a gold deductible here tops out at $5,950.

In Benton County the benchmark is $307 above the cheapest bronze at age 40, and only four of the other 78 counties and parishes I track have a wider one. That gap decides whether bronze can be free, because your subsidy is the $757 benchmark minus what the government expects you to pay from your income. A 40 year old in Benton whose expected share is $307 a month or less would pay nothing for the cheapest bronze. At 60 the Benton gap grows to $651 and at 21 it shrinks to $240, which is why older enrollees are the ones most likely to find a $0 plan.

Pulaski County, around Little Rock, is the other Arkansas county I track. Prices are identical in Benton and Pulaski County, the same benchmark and the same cheapest bronze at 40 to the cent, even though CMS puts them in different rating areas. The same four carriers sell in both, so moving between Benton and Pulaski changes the price you pay but not the companies you can pick from.

Benton plans by metal level, network and deductible

By network type the 38 Benton plans break down as 31 POS and 7 PPO. Only 7 are PPOs, and every one of them comes from Arkansas Blue Cross and Blue Shield. If seeing specialists without a referral matters to you, that narrows the Benton shelf to one company. 6 plans in Benton have a $0 medical deductible (3 gold, 2 expanded bronze and 1 platinum). The 2 bronze ones among them still have out of pocket maximums of $11,800, so a $0 deductible does not mean a small bill.

2027 plans for Benton County

These are the 2027 plans and prices for Benton County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Arkansas runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Benton plan, compare before you let it renew, because your carrier and your benchmark may both have changed.

Questions about Benton County coverage

More for Benton County residents

• Health insurance brokers in Arkansas, how to choose one and what it costs
• Every 2027 carrier change in Arkansas
• How Benton compares with the other 78 counties and parishes I track
• Estimate a Benton subsidy