Licensed in every state · 79 counties and parishes

Health insurance plans by county (2027)

I am licensed in every state. I built these pages from the official CMS plan file for 2027, county by county, across the 24 of them that use HealthCare.gov (the others run their own exchanges, and my state guides cover them), so you can see exactly who sells coverage where you live and what it costs before any subsidy. Across the 79 counties and parishes the benchmark silver premium for a 40 year old runs from $483 in Polk County, Iowa to $1,197 in Kanawha County, West Virginia. Carrier counts run from two in New Castle County in Delaware, Sussex County in Delaware, Lake County in Indiana, Yellowstone County in Montana, Missoula County in Montana, Minnehaha County in South Dakota, Kanawha County in West Virginia, Berkeley County in West Virginia, Laramie County in Wyoming and Natrona County in Wyoming to nine in Bexar County in Texas and Williamson County in Texas. In 41 of the 79 the cheapest gold plan costs less than the cheapest silver plan.

Jump to a state: Florida · Texas · Alabama · Arkansas · Delaware · Indiana · Iowa · Kansas · Louisiana · Michigan · Mississippi · Missouri · Montana · Nebraska · North Carolina · Ohio · Oklahoma · South Carolina · South Dakota · Tennessee · Utah · West Virginia · Wisconsin · Wyoming

Florida

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Hillsborough County7176$514$688Molina Healthcare
Pinellas County6160$511$683Molina Healthcare
Pasco County7176$525$697Molina Healthcare
Polk County7182$535$701Molina Healthcare
Manatee County6152$540$711None
Sarasota County5136$549$730None
Orange County8195$537$718Molina Healthcare and Cigna
Duval County5139$544$719Molina Healthcare
Miami-Dade County7162$555$742Molina Healthcare and Cigna
Broward County8173$552$761Molina Healthcare and Cigna
Palm Beach County7165$567$760Molina Healthcare and Cigna
Lee County5135$659$836None
Brevard County7160$498$643None
Volusia County7174$547$732None
Seminole County8204$553$741Molina Healthcare and Cigna
Osceola County7179$545$728Molina Healthcare and Cigna
Lake County7182$544$703Molina Healthcare and Cigna
St. Lucie County6131$642$852Cigna
Marion County6174$567$732Molina Healthcare
Collier County4124$567$751Molina Healthcare and Cigna

More for Florida: health insurance brokers in Florida and every 2027 carrier change in Florida.

Texas

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Harris County8140$449$669None
Dallas County8137$505$748Cigna and Baylor Scott and White Health Plan
Tarrant County7133$520$768Cigna
Bexar County9166$467$726Baylor Scott and White Health Plan
Travis County8130$508$736Baylor Scott and White Health Plan and Moda Health Plan
Collin County7111$505$761Molina Healthcare, Cigna and Baylor Scott and White Health Plan
Denton County6121$520$768Molina Healthcare
El Paso County8145$459$760Cigna
Fort Bend County7137$476$669None
Hidalgo County6119$410$644None
Williamson County9157$508$736Baylor Scott and White Health Plan and Moda Health Plan
Montgomery County8131$496$728None
Cameron County6119$389$692None
Nueces County598$447$702None
Lubbock County356$559$922Cigna and Baylor Scott and White Health Plan

More for Texas: health insurance brokers in Texas and every 2027 carrier change in Texas.

Alabama

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Jefferson County460$474$737None
Madison County458$476$750None

More for Alabama: health insurance brokers in Alabama and every 2027 carrier change in Alabama.

Arkansas

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Pulaski County438$450$757None
Benton County438$450$757None

More for Arkansas: health insurance brokers in Arkansas and every 2027 carrier change in Arkansas.

Delaware

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
New Castle County229$663$876Ambetter Health of Delaware
Sussex County229$663$876Ambetter Health of Delaware

More for Delaware: health insurance brokers in Delaware and every 2027 carrier change in Delaware.

Indiana

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Marion County455$463$531CareSource and Cigna
Lake County231$532$611CareSource

More for Indiana: health insurance brokers in Indiana and every 2027 carrier change in Indiana.

Iowa

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Polk County343$356$483Medica
Linn County336$360$536Medica

More for Iowa: health insurance brokers in Iowa and every 2027 carrier change in Iowa.

Kansas

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Johnson County448$508$677Medica
Sedgwick County342$645$796None

More for Kansas: health insurance brokers in Kansas and every 2027 carrier change in Kansas.

Louisiana

ParishCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
East Baton Rouge Parish564$478$710None
Jefferson Parish449$459$686None

More for Louisiana: health insurance brokers in Louisiana and every 2027 carrier change in Louisiana.

Michigan

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Wayne County682$415$591None
Oakland County682$399$529None

More for Michigan: health insurance brokers in Michigan and every 2027 carrier change in Michigan.

Mississippi

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Hinds County343$718$869Cigna and Molina Healthcare
Harrison County343$685$781Cigna and Molina Healthcare

More for Mississippi: health insurance brokers in Mississippi and every 2027 carrier change in Mississippi.

Missouri

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
St. Louis County566$447$591None
Jackson County456$492$650Medica

More for Missouri: health insurance brokers in Missouri and every 2027 carrier change in Missouri.

Montana

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Yellowstone County230$484$731PacificSource Health Plans
Missoula County224$584$871PacificSource Health Plans

More for Montana: health insurance brokers in Montana and every 2027 carrier change in Montana.

Nebraska

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Douglas County566$584$714None
Lancaster County576$571$713None

More for Nebraska: health insurance brokers in Nebraska and every 2027 carrier change in Nebraska.

North Carolina

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Wake County344$495$566Cigna
Mecklenburg County479$507$626Cigna

More for North Carolina: health insurance brokers in North Carolina and every 2027 carrier change in North Carolina.

Ohio

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Franklin County7115$442$607Molina Healthcare and CareSource
Cuyahoga County7135$458$595Molina Healthcare and CareSource

More for Ohio: health insurance brokers in Ohio and every 2027 carrier change in Ohio.

Oklahoma

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Oklahoma County584$472$624Medica and Mending Health
Tulsa County593$467$620Medica and Mending Health

More for Oklahoma: health insurance brokers in Oklahoma and every 2027 carrier change in Oklahoma.

South Carolina

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Greenville County348$523$741None
Charleston County462$506$705Molina Healthcare

More for South Carolina: health insurance brokers in South Carolina and every 2027 carrier change in South Carolina.

South Dakota

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Minnehaha County236$439$567None
Pennington County325$565$801None

More for South Dakota: health insurance brokers in South Dakota and every 2027 carrier change in South Dakota.

Tennessee

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Shelby County468$489$724Cigna
Davidson County468$581$900Cigna

More for Tennessee: health insurance brokers in Tennessee and every 2027 carrier change in Tennessee.

Utah

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Salt Lake County549$497$616None
Utah County437$484$634University of Utah Health Plans

More for Utah: health insurance brokers in Utah and every 2027 carrier change in Utah.

West Virginia

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Kanawha County220$886$1,197CareSource
Berkeley County220$765$1,033CareSource

More for West Virginia: health insurance brokers in West Virginia and every 2027 carrier change in West Virginia.

Wisconsin

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Milwaukee County337$579$748None
Dane County339$462$651None

More for Wisconsin: health insurance brokers in Wisconsin and every 2027 carrier change in Wisconsin.

Wyoming

CountyCarriersPlansLowest bronze, 40Benchmark, 40Gone for 2027
Laramie County229$824$1,121None
Natrona County229$861$1,171None

More for Wyoming: health insurance brokers in Wyoming and every 2027 carrier change in Wyoming.

Full monthly prices before any premium tax credit. Benchmark is the second lowest silver premium in the county. Bronze includes expanded bronze.

Most enrollees pay less than these prices. The subsidy is measured against each county's benchmark. Estimate yours here.

What changed from 2026 to 2027

I compared the 2027 CMS file with the 2026 file for every county and parish on this page. The benchmark went up in 74 of the 79. These carriers sold plans in at least one of these counties and parishes in 2026 and have none there for 2027:

Not in one of these counties?

I am licensed in every state. Send me your ZIP and who needs coverage and I will compare every plan you qualify for with your subsidy applied.

Get my free quote → Or book a call

More from Carson

About CarsonPlans by countyAll states I serveDo you pay a broker?Missed open enrollment?