24 states · 79 counties and parishes

Health insurance plans by county (2026)

I built these pages from the official CMS plan file for 2026, county by county, across the 24 HealthCare.gov states where I am licensed, so you can see exactly who sells coverage where you live and what it costs before any subsidy. Across the 79 counties and parishes the benchmark silver premium for a 40 year old runs from $459 in Polk County, Iowa to $1,094 in Kanawha County, West Virginia. Carrier counts run from two in Sedgwick County in Kansas, Minnehaha County in South Dakota, Kanawha County in West Virginia, Berkeley County in West Virginia, Laramie County in Wyoming and Natrona County in Wyoming to ten in Orange County in Florida, Broward County in Florida and Seminole County in Florida. In 43 of the 79 the cheapest gold plan costs less than the cheapest silver plan.

Jump to a state: Florida · Texas · Alabama · Arkansas · Delaware · Indiana · Iowa · Kansas · Louisiana · Michigan · Mississippi · Missouri · Montana · Nebraska · North Carolina · Ohio · Oklahoma · South Carolina · South Dakota · Tennessee · Utah · West Virginia · Wisconsin · Wyoming

Florida

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Hillsborough County7173$478$648None confirmed
Pinellas County6149$473$645None confirmed
Pasco County7173$483$660None confirmed
Polk County6159$509$661None confirmed
Manatee County5136$521$705None confirmed
Sarasota County4119$530$718None confirmed
Orange County10208$501$680Cigna
Duval County5142$501$682None confirmed
Miami-Dade County9189$502$684Cigna
Broward County10197$501$681Cigna
Palm Beach County9195$496$676Cigna
Lee County5132$539$717None confirmed
Brevard County7152$427$572None confirmed
Volusia County7154$496$684None confirmed
Seminole County10215$508$699Cigna
Osceola County9192$494$666Cigna
Lake County9196$494$663Cigna
St. Lucie County5115$531$784Cigna
Marion County7173$514$693None confirmed
Collier County6131$569$730Cigna

More for Florida: health insurance brokers in Florida and every 2027 carrier change in Florida.

Texas

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Harris County7121$375$592None confirmed
Dallas County9138$433$671Cigna and Baylor Scott and White
Tarrant County8128$450$692Cigna
Bexar County8123$412$637Baylor Scott and White
Travis County9110$433$625Baylor Scott and White
Collin County9127$433$671Cigna and Baylor Scott and White
Denton County7117$450$692None confirmed
El Paso County7110$376$594Cigna
Fort Bend County6107$430$649None confirmed
Hidalgo County578$380$649None confirmed
Williamson County9110$433$625Baylor Scott and White
Montgomery County7112$443$668None confirmed
Cameron County578$355$710None confirmed
Nueces County464$404$676None confirmed
Lubbock County574$487$779Cigna and Baylor Scott and White

More for Texas: health insurance brokers in Texas and every 2027 carrier change in Texas.

Alabama

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Jefferson County454$441$652None confirmed
Madison County452$475$683None confirmed

More for Alabama: health insurance brokers in Alabama and every 2027 carrier change in Alabama.

Arkansas

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Pulaski County452$447$774None confirmed
Benton County452$447$774None confirmed

More for Arkansas: health insurance brokers in Arkansas and every 2027 carrier change in Arkansas.

Delaware

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
New Castle County340$542$692Ambetter
Sussex County340$542$692Ambetter

More for Delaware: health insurance brokers in Delaware and every 2027 carrier change in Delaware.

Indiana

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Marion County456$401$476Cigna and CareSource
Lake County347$421$499CareSource

More for Indiana: health insurance brokers in Indiana and every 2027 carrier change in Indiana.

Iowa

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Polk County458$343$459Medica
Linn County338$352$490Medica

More for Iowa: health insurance brokers in Iowa and every 2027 carrier change in Iowa.

Kansas

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Johnson County555$442$579Medica
Sedgwick County225$558$703None confirmed

More for Kansas: health insurance brokers in Kansas and every 2027 carrier change in Kansas.

Louisiana

ParishCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
East Baton Rouge Parish559$424$620None confirmed
Jefferson Parish338$405$590None confirmed

More for Louisiana: health insurance brokers in Louisiana and every 2027 carrier change in Louisiana.

Michigan

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Wayne County564$349$508None confirmed
Oakland County564$345$507None confirmed

More for Michigan: health insurance brokers in Michigan and every 2027 carrier change in Michigan.

Mississippi

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Hinds County548$608$638Cigna and Molina
Harrison County441$563$657Cigna and Molina

More for Mississippi: health insurance brokers in Mississippi and every 2027 carrier change in Mississippi.

Missouri

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
St. Louis County568$405$532None confirmed
Jackson County558$442$581None confirmed

More for Missouri: health insurance brokers in Missouri and every 2027 carrier change in Missouri.

Montana

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Yellowstone County342$354$561PacificSource
Missoula County339$424$671PacificSource

More for Montana: health insurance brokers in Montana and every 2027 carrier change in Montana.

Nebraska

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Douglas County581$494$642None confirmed
Lancaster County584$517$682None confirmed

More for Nebraska: health insurance brokers in Nebraska and every 2027 carrier change in Nebraska.

North Carolina

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Wake County444$446$591Cigna
Mecklenburg County581$447$583Cigna

More for North Carolina: health insurance brokers in North Carolina and every 2027 carrier change in North Carolina.

Ohio

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Franklin County8130$397$538CareSource
Cuyahoga County8119$399$491CareSource

More for Ohio: health insurance brokers in Ohio and every 2027 carrier change in Ohio.

Oklahoma

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Oklahoma County7103$436$568Medica and Mending
Tulsa County798$431$564Medica and Mending

More for Oklahoma: health insurance brokers in Oklahoma and every 2027 carrier change in Oklahoma.

South Carolina

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Greenville County348$399$592None confirmed
Charleston County460$391$509None confirmed

More for South Carolina: health insurance brokers in South Carolina and every 2027 carrier change in South Carolina.

South Dakota

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Minnehaha County241$406$514None confirmed
Pennington County328$540$774None confirmed

More for South Dakota: health insurance brokers in South Dakota and every 2027 carrier change in South Dakota.

Tennessee

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Shelby County565$466$654Cigna
Davidson County565$546$752Cigna

More for Tennessee: health insurance brokers in Tennessee and every 2027 carrier change in Tennessee.

Utah

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Salt Lake County549$472$574None confirmed
Utah County543$474$591None confirmed

More for Utah: health insurance brokers in Utah and every 2027 carrier change in Utah.

West Virginia

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Kanawha County237$790$1,094CareSource
Berkeley County237$682$944CareSource

More for West Virginia: health insurance brokers in West Virginia and every 2027 carrier change in West Virginia.

Wisconsin

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Milwaukee County335$485$663None confirmed
Dane County349$353$548None confirmed

More for Wisconsin: health insurance brokers in Wisconsin and every 2027 carrier change in Wisconsin.

Wyoming

CountyCarriersPlansLowest bronze, 40Benchmark, 40Leaving for 2027
Laramie County223$740$1,027None confirmed
Natrona County223$773$1,073None confirmed

More for Wyoming: health insurance brokers in Wyoming and every 2027 carrier change in Wyoming.

Full monthly prices before any premium tax credit. Benchmark is the second lowest silver premium in the county. Bronze includes expanded bronze.

Most enrollees pay less than these prices. The subsidy is measured against each county's benchmark. Estimate yours here.

2027 prices

The 2027 plans and prices are published around November 1, 2026, and I will rebuild every county page from the new CMS file then. The confirmed exits I flag on these pages are below, and the tables above show which of these counties each one sells in today.

Not in one of these counties?

I am licensed in 31 states. Send me your ZIP and who needs coverage and I will compare every plan you qualify for with your subsidy applied.

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