Health insurance plans in Oklahoma County, Oklahoma (2027)

• 5carriers selling 2027 marketplace plans in Oklahoma County
• 84plans on the Oklahoma shelf, from 27 bronze to 22 gold
• $624benchmark silver for a 40 year old in Oklahoma, full price per month

Who sells marketplace plans in Oklahoma County

Oklahoma County and Tulsa County, the two Oklahoma counties I track, have the same number of carriers, five each. Across all 79 counties and parishes I track, 33 have more carriers than Oklahoma. The biggest lineup in Oklahoma belongs to Ambetter of Oklahoma with 21 plans, about 25 percent of everything on offer.

Oklahoma plan counts from the CMS 2027 landscape file (county FIPS 40109, Rating Area 3). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.

What changed in Oklahoma County for 2027

What it costs in Oklahoma County before any subsidy

These are the full monthly prices, before any premium tax credit, for the cheapest Oklahoma plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Oklahoma pay less, often a lot less.

Benchmark silver is the second lowest of the 32 silver premiums listed for Oklahoma. The last column is two adults aged 40 plus two children.

What these numbers mean if you live in Oklahoma County

Oklahoma County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $625, which is $2 above the benchmark silver and $2 above the cheapest silver. In Oklahoma the extra gold premium pays for a lower deductible rather than coming free.

In Oklahoma County the benchmark is $152 above the cheapest bronze at age 40, and 17 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $624 benchmark minus what the government expects you to pay from your income. A 40 year old in Oklahoma whose expected share is $152 a month or less would pay nothing for the cheapest bronze. At 60 the Oklahoma gap grows to $323 and at 21 it shrinks to $119, which is why older enrollees are the ones most likely to find a $0 plan.

Tulsa County, around Tulsa, is the other Oklahoma county I track. Prices barely differ between Oklahoma and Tulsa County. The benchmark differs by $4 a month at 40 and the cheapest bronze by $4. The same five carriers sell in both, so moving between Oklahoma and Tulsa changes the price you pay but not the companies you can pick from.

Oklahoma plans by metal level, network and deductible

By network type the 84 Oklahoma plans break down as 54 HMO and 30 PPO. Only 30 are PPOs, and every one of them comes from Ambetter of Oklahoma and Blue Cross and Blue Shield of Oklahoma. If seeing specialists without a referral matters to you, that narrows the Oklahoma shelf to two companies. 12 plans in Oklahoma have a $0 medical deductible (5 gold, 5 expanded bronze and 2 silver). The 5 bronze ones among them still have out of pocket maximums of $11,900 to $12,000, so a $0 deductible does not mean a small bill.

2027 plans for Oklahoma County

These are the 2027 plans and prices for Oklahoma County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Oklahoma runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Oklahoma plan, compare before you let it renew, because your carrier and your benchmark may both have changed.

Questions about Oklahoma County coverage

More for Oklahoma County residents

• Health insurance brokers in Oklahoma, how to choose one and what it costs
• Every 2027 carrier change in Oklahoma
• How Oklahoma compares with the other 78 counties and parishes I track
• Estimate an Oklahoma subsidy