- 7carriers selling 2027 marketplace plans in Brevard County
- 160plans on the Brevard shelf, from 54 bronze to 42 gold
- $643benchmark silver for a 40 year old in Brevard, full price per month
Who sells marketplace plans in Brevard County
Seven companies sell in Brevard, against eight in the busiest Florida county I track and four in the thinnest. The biggest lineup in Brevard belongs to Florida Blue with 47 plans, about 29 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Platinum | Network types |
|---|---|---|---|---|---|---|
| Florida BlueFlorida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company) | 47 | 17 | 11 | 10 | 9 | EPO 19, POS 14, PPO 14 |
| Florida Health Care Plans | 25 | 8 | 8 | 7 | 0 | HMO 13, POS 12 |
| OscarOscar Health Maintenance Organization of Florida | 20 | 8 | 8 | 4 | 0 | HMO 20 |
| Ambetter Health | 19 | 6 | 7 | 6 | 0 | HMO 19 |
| Health FirstHealth First Commercial Plans, Inc. | 18 | 5 | 6 | 6 | 0 | HMO 18 |
| UnitedHealthcare | 16 | 5 | 6 | 5 | 0 | HMO 16 |
| Wellpoint | 15 | 5 | 5 | 4 | 0 | HMO 15 |
Brevard plan counts from the CMS 2027 landscape file (county FIPS 12009, Rating Area 5). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What it costs in Brevard County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Brevard plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Brevard pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $390 | $498 | $1,058 | $996 | $1,592 |
| Lowest silver | $488 | $623 | $1,324 | $1,247 | $1,993 |
| Benchmark silver (second lowest) | $503 | $643 | $1,366 | $1,286 | $2,056 |
| Lowest gold | $508 | $649 | $1,378 | $1,298 | $2,075 |
| Lowest platinum | $1,347 | $1,721 | $3,656 | $3,443 | $5,504 |
Benchmark silver is the second lowest of the 51 silver premiums listed for Brevard. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Brevard County
Brevard County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $649, which is $6 above the benchmark silver and $25 above the cheapest silver. In Brevard the extra gold premium pays for a lower deductible rather than coming free.
In Brevard County the benchmark is $145 above the cheapest bronze at age 40, and 13 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $643 benchmark minus what the government expects you to pay from your income. A 40 year old in Brevard whose expected share is $145 a month or less would pay nothing for the cheapest bronze. At 60 the Brevard gap grows to $308 and at 21 it shrinks to $114, which is why older enrollees are the ones most likely to find a $0 plan.
Compared with nearby Orange County, the Brevard benchmark is $75 lower at 40 and the cheapest bronze is $39 lower. Florida Health Care Plans sells in Brevard and not in Orange County. AmeriHealth Caritas Next and AvMed sell in Orange County and not in Brevard.
Brevard plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 4 | 0 | |
| Bronze | 1 | 0 | $11,750 to $11,750 |
| Expanded Bronze | 53 | 15 | $0 to $12,000 |
| Silver | 51 | 4 | $0 to $9,000 |
| Gold | 42 | 7 | $0 to $2,800 |
| Platinum | 9 | 6 | |
| Total | 160 | 32 |
By network type the 160 Brevard plans break down as 101 HMO, 26 POS, 19 EPO and 14 PPO. Only 14 are PPOs, and every one of them comes from Florida Blue. If seeing specialists without a referral matters to you, that narrows the Brevard shelf to one company. 32 plans in Brevard have a $0 medical deductible (15 expanded bronze, 7 gold, 6 platinum and 4 silver). The 15 bronze ones among them still have out of pocket maximums of $11,800 to $12,000, so a $0 deductible does not mean a small bill.
Every Brevard price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Brevard the premium tax credit is measured against the $643 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Brevard numbers for you.
2027 plans for Brevard County
These are the 2027 plans and prices for Brevard County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Florida runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Brevard plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Brevard County coverage
How many health insurance companies sell marketplace plans in Brevard County, Florida?
For 2027, seven carriers sell individual marketplace plans in Brevard County: Florida Blue, Florida Health Care Plans, Oscar, Ambetter Health, Health First, UnitedHealthcare and Wellpoint. Together they offer 160 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Brevard County?
At full price before any subsidy, the cheapest bronze plan in Brevard County is $390 a month for a 21 year old, $498 at 40 and $1,058 at 60. In Brevard a couple both aged 40 pays $996 for the cheapest bronze, and two 40 year olds with two children pay $1,592. Catastrophic plans in Brevard, open only to people under 30 or with a hardship exemption, start at $283 at age 21. Most people in Brevard who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Brevard County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $643 a month for a 40 year old in Brevard County before subsidies. In Brevard it is $503 at age 21 and $1,366 at age 60, and the lowest silver plan is $623 at 40.
Did any insurance company leave Brevard County for 2027?
No. Every carrier that sold plans in Brevard County in 2026 also has plans there in the 2027 CMS plan file. Plans and networks inside each company can still change, so read your renewal notice.
Can I get a PPO or a $0 deductible plan in Brevard County?
Yes to both. 14 of the 160 plans in Brevard are PPOs, all from Florida Blue, and 32 plans have a $0 medical deductible. The cheapest gold plan for a 40 year old in Brevard is $649 a month before subsidies.
More for Brevard County residents
- Health insurance brokers in Florida, how to choose one and what it costs
- Every 2027 carrier change in Florida
- How Brevard compares with the other 78 counties and parishes I track
- Estimate a Brevard subsidy
Get your Brevard County quote
Send me your ZIP and who needs coverage and I will compare every Brevard plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Brevard County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines