- 7carriers selling 2026 marketplace plans in Brevard County
- 152plans on the Brevard shelf, from 52 bronze to 39 gold
- $572benchmark silver for a 40 year old in Brevard, full price per month
Who sells marketplace plans in Brevard County
Seven companies sell in Brevard, against ten in the busiest Florida county I track and four in the thinnest. The biggest lineup in Brevard belongs to Florida Blue with 47 plans, about 31 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Platinum | Network types |
|---|---|---|---|---|---|---|
| Florida BlueFlorida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company) | 47 | 17 | 11 | 10 | 9 | EPO 19, POS 14, PPO 14 |
| Florida Health Care Plans | 23 | 8 | 8 | 7 | 0 | HMO 12, POS 11 |
| Ambetter Health | 19 | 6 | 7 | 6 | 0 | HMO 19 |
| Health FirstHealth First Commercial Plans, Inc. | 18 | 5 | 6 | 6 | 0 | HMO 18 |
| UnitedHealthcare | 17 | 6 | 7 | 4 | 0 | HMO 17 |
| OscarOscar Health Maintenance Organization of Florida | 15 | 6 | 7 | 2 | 0 | HMO 15 |
| Wellpoint | 13 | 4 | 4 | 4 | 0 | HMO 13 |
Brevard plan counts from the CMS 2026 landscape file (county FIPS 12009, Rating Area 5). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What it costs in Brevard County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Brevard plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Brevard pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $334 | $427 | $906 | $854 | $1,364 |
| Lowest silver | $438 | $560 | $1,190 | $1,120 | $1,791 |
| Benchmark silver (second lowest) | $447 | $572 | $1,214 | $1,144 | $1,828 |
| Lowest gold | $426 | $545 | $1,157 | $1,090 | $1,742 |
| Lowest platinum | $837 | $1,070 | $2,273 | $2,141 | $3,422 |
Benchmark silver is the second lowest of the 50 silver premiums listed for Brevard. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Brevard County
The gold row is the surprise in Brevard County. The cheapest gold plan for a 40 year old, $545 a month, is $15 cheaper than the cheapest silver plan at $560. That happens because Florida carriers load the cost of the extra silver discounts into silver premiums. If your income is too high for those discounts, silver is the worst value on the Brevard shelf, and a gold deductible here tops out at $3,000.
In Brevard County the benchmark is $145 above the cheapest bronze at age 40, and 20 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $572 benchmark minus what the government expects you to pay from your income. A 40 year old in Brevard whose expected share is $145 a month or less would pay nothing for the cheapest bronze. At 60 the Brevard gap grows to $308 and at 21 it shrinks to $114, which is why older enrollees are the ones most likely to find a $0 plan.
Compared with nearby Orange County, the Brevard benchmark is $108 lower at 40 and the cheapest bronze is $75 lower. Florida Health Care Plans sells in Brevard and not in Orange County. AmeriHealth Caritas Next, AvMed, Cigna and Molina Healthcare sell in Orange County and not in Brevard.
Brevard plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 2 | 0 | |
| Bronze | 5 | 0 | $6,150 to $10,600 |
| Expanded Bronze | 47 | 14 | $0 to $10,150 |
| Silver | 50 | 2 | $0 to $8,000 |
| Gold | 39 | 7 | $0 to $3,000 |
| Platinum | 9 | 6 | |
| Total | 152 | 29 |
By network type the 152 Brevard plans break down as 94 HMO, 25 POS, 19 EPO and 14 PPO. Only 14 are PPOs, and every one of them comes from Florida Blue. If seeing specialists without a referral matters to you, that narrows the Brevard shelf to one company. 29 plans in Brevard have a $0 medical deductible (14 expanded bronze, 7 gold, 6 platinum and 2 silver). The 14 bronze ones among them still have out of pocket maximums of $9,900 to $10,600, so a $0 deductible does not mean a small bill.
Every Brevard price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Brevard the premium tax credit is measured against the $572 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Brevard numbers for you.
2027 plans for Brevard County
These are the 2026 plans and prices for Brevard County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Brevard numbers then. Open enrollment for 2027 coverage in Florida runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.
Questions about Brevard County coverage
How many health insurance companies sell marketplace plans in Brevard County, Florida?
For 2026, seven carriers sell individual marketplace plans in Brevard County: Florida Blue, Florida Health Care Plans, Ambetter Health, Health First, UnitedHealthcare, Oscar and Wellpoint. Together they offer 152 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Brevard County?
At full price before any subsidy, the cheapest bronze plan in Brevard County is $334 a month for a 21 year old, $427 at 40 and $906 at 60. In Brevard a couple both aged 40 pays $854 for the cheapest bronze, and two 40 year olds with two children pay $1,364. Catastrophic plans in Brevard, open only to people under 30 or with a hardship exemption, start at $221 at age 21. Most people in Brevard who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Brevard County for 2026?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $572 a month for a 40 year old in Brevard County before subsidies. In Brevard it is $447 at age 21 and $1,214 at age 60, and the lowest silver plan is $560 at 40.
Is any insurance company leaving Brevard County for 2027?
None of the seven carriers selling in Brevard County in 2026 is one of the confirmed 2027 exits I flag for Florida, which is Cigna. Smaller changes can still happen, so read your renewal notice. The 2027 carrier lineup and prices for Brevard are published around November 1, 2026, and I will update this page then.
Can I get a PPO or a $0 deductible plan in Brevard County?
Yes to both. 14 of the 152 plans in Brevard are PPOs, all from Florida Blue, and 29 plans have a $0 medical deductible. The cheapest gold plan for a 40 year old in Brevard is $545 a month before subsidies.
More for Brevard County residents
- Health insurance brokers in Florida, how to choose one and what it costs
- Every 2027 carrier change in Florida
- How Brevard compares with the other 78 counties and parishes I track
- Estimate a Brevard subsidy
Get your Brevard County quote
Send me your ZIP and who needs coverage and I will compare every Brevard plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2026 (public use file), Brevard County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines