- 5carriers selling 2027 marketplace plans in Tulsa County
- 93plans on the Tulsa shelf, from 31 bronze to 24 gold
- $620benchmark silver for a 40 year old in Tulsa, full price per month
Who sells marketplace plans in Tulsa County
Tulsa County and Oklahoma County, the two Oklahoma counties I track, have the same number of carriers, five each. Across all 79 counties and parishes I track, 33 have more carriers than Tulsa. The biggest lineup in Tulsa belongs to CommunityCare with 25 plans, about 27 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| CommunityCare | 25 | 9 | 8 | 7 | HMO 25 |
| Ambetter of Oklahoma | 21 | 6 | 9 | 6 | PPO 21 |
| Blue Cross and Blue Shield of Oklahoma | 18 | 5 | 6 | 5 | HMO 9, PPO 9 |
| UnitedHealthcare | 15 | 5 | 5 | 5 | HMO 15 |
| OscarOscar Insurance Company | 14 | 6 | 7 | 1 | HMO 14 |
Tulsa plan counts from the CMS 2027 landscape file (county FIPS 40143, Rating Area 4). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What changed in Tulsa County for 2027
Medica and Mending Health together sold 15 of the 98 plans in Tulsa County in 2026 and have no plans here in the 2027 CMS file. If you were enrolled with either company, you should have a notice by now. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions. Tulsa now has five carriers and 93 plans, against seven carriers and 98 plans in 2026.
What it costs in Tulsa County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Tulsa plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Tulsa pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $366 | $467 | $992 | $935 | $1,494 |
| Lowest silver | $484 | $618 | $1,313 | $1,236 | $1,976 |
| Benchmark silver (second lowest) | $485 | $620 | $1,316 | $1,240 | $1,982 |
| Lowest gold | $498 | $636 | $1,350 | $1,272 | $2,033 |
Benchmark silver is the second lowest of the 35 silver premiums listed for Tulsa. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Tulsa County
Tulsa County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $636, which is $16 above the benchmark silver and $18 above the cheapest silver. In Tulsa the extra gold premium pays for a lower deductible rather than coming free.
In Tulsa County the benchmark is $153 above the cheapest bronze at age 40, and 18 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $620 benchmark minus what the government expects you to pay from your income. A 40 year old in Tulsa whose expected share is $153 a month or less would pay nothing for the cheapest bronze. At 60 the Tulsa gap grows to $324 and at 21 it shrinks to $119, which is why older enrollees are the ones most likely to find a $0 plan.
Oklahoma County, around Oklahoma City, is the other Oklahoma county I track. Prices barely differ between Tulsa and Oklahoma County. The benchmark differs by $4 a month at 40 and the cheapest bronze by $4. The same five carriers sell in both, so moving between Tulsa and Oklahoma changes the price you pay but not the companies you can pick from.
Tulsa plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 3 | 0 | |
| Bronze | 3 | 0 | $8,000 to $11,750 |
| Expanded Bronze | 28 | 6 | $0 to $9,350 |
| Silver | 35 | 2 | $0 to $9,000 |
| Gold | 24 | 5 | $0 to $3,800 |
| Total | 93 | 13 |
By network type the 93 Tulsa plans break down as 63 HMO and 30 PPO. Only 30 are PPOs, and every one of them comes from Ambetter of Oklahoma and Blue Cross and Blue Shield of Oklahoma. If seeing specialists without a referral matters to you, that narrows the Tulsa shelf to two companies. 13 plans in Tulsa have a $0 medical deductible (6 expanded bronze, 5 gold and 2 silver). The 6 bronze ones among them still have out of pocket maximums of $11,900 to $12,000, so a $0 deductible does not mean a small bill.
Every Tulsa price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Tulsa the premium tax credit is measured against the $620 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Tulsa numbers for you.
2027 plans for Tulsa County
These are the 2027 plans and prices for Tulsa County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Oklahoma runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Tulsa plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Tulsa County coverage
How many health insurance companies sell marketplace plans in Tulsa County, Oklahoma?
For 2027, five carriers sell individual marketplace plans in Tulsa County: CommunityCare, Ambetter of Oklahoma, Blue Cross and Blue Shield of Oklahoma, UnitedHealthcare and Oscar. Together they offer 93 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Tulsa County?
At full price before any subsidy, the cheapest bronze plan in Tulsa County is $366 a month for a 21 year old, $467 at 40 and $992 at 60. In Tulsa a couple both aged 40 pays $935 for the cheapest bronze, and two 40 year olds with two children pay $1,494. Catastrophic plans in Tulsa, open only to people under 30 or with a hardship exemption, start at $373 at age 21. Most people in Tulsa who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Tulsa County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $620 a month for a 40 year old in Tulsa County before subsidies. In Tulsa it is $485 at age 21 and $1,316 at age 60, and the lowest silver plan is $618 at 40.
Which insurance companies left Tulsa County for 2027?
Medica and Mending Health sold 15 plans in Tulsa County in 2026 and have no plans there in the 2027 CMS plan file. Carriers still selling from the 2026 lineup: CommunityCare, Ambetter of Oklahoma, Blue Cross and Blue Shield of Oklahoma, UnitedHealthcare and Oscar. No new carrier entered for 2027.
Can I get a PPO or a $0 deductible plan in Tulsa County?
Yes to both. 30 of the 93 plans in Tulsa are PPOs, all from Ambetter of Oklahoma and Blue Cross and Blue Shield of Oklahoma, and 13 plans have a $0 medical deductible. The cheapest gold plan for a 40 year old in Tulsa is $636 a month before subsidies.
More for Tulsa County residents
- Health insurance brokers in Oklahoma, how to choose one and what it costs
- Every 2027 carrier change in Oklahoma
- How Tulsa compares with the other 78 counties and parishes I track
- Estimate a Tulsa subsidy
Get your Tulsa County quote
Send me your ZIP and who needs coverage and I will compare every Tulsa plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Tulsa County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines