- 7carriers selling 2026 marketplace plans in Tulsa County
- 98plans on the Tulsa shelf, from 32 bronze to 26 gold
- $564benchmark silver for a 40 year old in Tulsa, full price per month
Who sells marketplace plans in Tulsa County
Tulsa County and Oklahoma County, the two Oklahoma counties I track, have the same number of carriers, seven each. Across all 79 counties and parishes I track in 24 states, 15 have more carriers than Tulsa. No single company dominates Tulsa County, where the largest lineup is 22 plans (Blue Cross and Blue Shield of Oklahoma) and the smallest is 6 (Mending Health).
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Oklahoma | 22 | 7 | 7 | 7 | HMO 9, PPO 13 |
| Ambetter of Oklahoma | 20 | 6 | 8 | 6 | PPO 20 |
| CommunityCare | 14 | 4 | 6 | 3 | HMO 14 |
| OscarOscar Insurance Company | 14 | 6 | 7 | 1 | PPO 14 |
| UnitedHealthcare | 13 | 4 | 5 | 4 | HMO 13 |
| Medica Leaving for 2027 | 9 | 3 | 3 | 3 | PPO 9 |
| Mending Health Leaving for 2027 | 6 | 2 | 2 | 2 | HMO 6 |
Tulsa plan counts from the CMS 2026 landscape file (county FIPS 40143, Rating Area 4). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
Leaving Tulsa County for 2027
Medica and Mending sell 15 of the 98 plans in Tulsa County this year. Medica is leaving the Oklahoma individual marketplace for 2027. Mending, formerly Taro Health, is leaving the Oklahoma individual marketplace for 2027. After both exits, five carriers are left from the 2026 Tulsa lineup: Blue Cross and Blue Shield of Oklahoma, Ambetter of Oklahoma, CommunityCare, Oscar and UnitedHealthcare. If you are enrolled with either company in Tulsa, you will get a notice this fall. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions.
What it costs in Tulsa County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Tulsa plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Tulsa pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $337 | $431 | $914 | $861 | $1,376 |
| Lowest silver | $440 | $563 | $1,195 | $1,126 | $1,799 |
| Benchmark silver (second lowest) | $442 | $564 | $1,198 | $1,129 | $1,804 |
| Lowest gold | $447 | $571 | $1,213 | $1,143 | $1,827 |
Benchmark silver is the second lowest of the 38 silver premiums listed for Tulsa. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Tulsa County
Tulsa County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $571, which is $7 above the benchmark silver and $9 above the cheapest silver. In Tulsa the extra gold premium pays for a lower deductible rather than coming free.
In Tulsa County the benchmark is $134 above the cheapest bronze at age 40, and twelve of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $564 benchmark minus what the government expects you to pay from your income. A 40 year old in Tulsa whose expected share is $134 a month or less would pay nothing for the cheapest bronze. At 60 the Tulsa gap grows to $284 and at 21 it shrinks to $105, which is why older enrollees are the ones most likely to find a $0 plan.
Oklahoma County, around Oklahoma City, is the other Oklahoma county I track. Prices barely differ between Tulsa and Oklahoma County. The benchmark differs by $4 a month at 40 and the cheapest bronze by $6. The same seven carriers sell in both, so moving between Tulsa and Oklahoma changes the price you pay but not the companies you can pick from.
Tulsa plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 2 | 0 | |
| Bronze | 4 | 0 | $4,500 to $10,600 |
| Expanded Bronze | 28 | 4 | $0 to $9,000 |
| Silver | 38 | 1 | $0 to $7,000 |
| Gold | 26 | 4 | $0 to $3,800 |
| Total | 98 | 9 |
By network type the 98 Tulsa plans break down as 56 PPO and 42 HMO. PPOs are the majority here, 56 of the 98, and they come from Blue Cross and Blue Shield of Oklahoma, Ambetter of Oklahoma, Oscar and Medica, so a plan that lets you see specialists without a referral is easy to find in Tulsa. 9 plans in Tulsa have a $0 medical deductible (4 gold, 4 expanded bronze and 1 silver). The 4 bronze ones among them still have out of pocket maximums of $10,150 to $10,600, so a $0 deductible does not mean a small bill.
Every Tulsa price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Tulsa the premium tax credit is measured against the $564 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Tulsa numbers for you.
2027 plans for Tulsa County
These are the 2026 plans and prices for Tulsa County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Tulsa numbers then. Open enrollment for 2027 coverage in Oklahoma runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.
Questions about Tulsa County coverage
How many health insurance companies sell marketplace plans in Tulsa County, Oklahoma?
For 2026, seven carriers sell individual marketplace plans in Tulsa County: Blue Cross and Blue Shield of Oklahoma, Ambetter of Oklahoma, CommunityCare, Oscar, UnitedHealthcare, Medica and Mending Health. Together they offer 98 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Tulsa County?
At full price before any subsidy, the cheapest bronze plan in Tulsa County is $337 a month for a 21 year old, $431 at 40 and $914 at 60. In Tulsa a couple both aged 40 pays $861 for the cheapest bronze, and two 40 year olds with two children pay $1,376. Catastrophic plans in Tulsa, open only to people under 30 or with a hardship exemption, start at $234 at age 21. Most people in Tulsa who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Tulsa County for 2026?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $564 a month for a 40 year old in Tulsa County before subsidies. In Tulsa it is $442 at age 21 and $1,198 at age 60, and the lowest silver plan is $563 at 40.
Which insurance companies are leaving Tulsa County for 2027?
Medica is leaving the Oklahoma individual marketplace for 2027. Mending, formerly Taro Health, is leaving the Oklahoma individual marketplace for 2027. In 2026 they sell 15 plans in Tulsa County. Five carriers from the 2026 Tulsa lineup remain: Blue Cross and Blue Shield of Oklahoma, Ambetter of Oklahoma, CommunityCare, Oscar and UnitedHealthcare. The full 2027 lineup and prices are published around November 1, 2026.
Can I get a PPO or a $0 deductible plan in Tulsa County?
Yes to both. 56 of the 98 plans in Tulsa are PPOs, all from Blue Cross and Blue Shield of Oklahoma, Ambetter of Oklahoma, Oscar and Medica, and 9 plans have a $0 medical deductible. The cheapest gold plan for a 40 year old in Tulsa is $571 a month before subsidies.
More for Tulsa County residents
- Health insurance brokers in Oklahoma, how to choose one and what it costs
- Every 2027 carrier change in Oklahoma
- How Tulsa compares with the other 78 counties and parishes I track
- Estimate a Tulsa subsidy
Get your Tulsa County quote
Send me your ZIP and who needs coverage and I will compare every Tulsa plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2026 (public use file), Tulsa County rows
- HealthCare.gov, Health plan information for individuals and families
- ACA Signups, Oklahoma 2027 rate filings and carrier withdrawals
- healthinsurance.org, ACA open enrollment deadlines