- 5carriers selling 2026 marketplace plans in Utah County
- 43plans on the Utah shelf, from 12 bronze to 13 gold
- $591benchmark silver for a 40 year old in Utah, full price per month
Who sells marketplace plans in Utah County
Utah County and Salt Lake County, the two Utah counties I track, have the same number of carriers, five each. Across all 79 counties and parishes I track in 24 states, 30 have more carriers than Utah. Select Health alone accounts for 21 of the 43 plans in Utah, 49 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.
| Carrier | Plans | Bronze | Silver | Gold | Platinum | Network types |
|---|---|---|---|---|---|---|
| Select Health | 21 | 4 | 7 | 6 | 4 | HMO 21 |
| Regence BlueCross BlueShield of Utah | 8 | 4 | 2 | 2 | 0 | EPO 8 |
| University of Utah Health Plans | 6 | 2 | 2 | 2 | 0 | EPO 6 |
| Imperial Health Plan of the SouthwestImperial Health Plan of the Southwest, Inc. | 5 | 1 | 2 | 2 | 0 | HMO 5 |
| BridgeSpan Health Company | 3 | 1 | 1 | 1 | 0 | HMO 3 |
Utah plan counts from the CMS 2026 landscape file (county FIPS 49049, Rating Area 4). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What it costs in Utah County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Utah plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Utah pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $321 | $474 | $962 | $948 | $1,457 |
| Lowest silver | $390 | $576 | $1,169 | $1,152 | $1,770 |
| Benchmark silver (second lowest) | $399 | $591 | $1,198 | $1,182 | $1,815 |
| Lowest gold | $450 | $666 | $1,350 | $1,331 | $2,045 |
| Lowest platinum | $640 | $947 | $1,920 | $1,894 | $2,909 |
Benchmark silver is the second lowest of the 14 silver premiums listed for Utah. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Utah County
Utah County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $666, which is $75 above the benchmark silver and $89 above the cheapest silver. In Utah the extra gold premium pays for a lower deductible rather than coming free.
In Utah County the benchmark is $117 above the cheapest bronze at age 40, and eight of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $591 benchmark minus what the government expects you to pay from your income. A 40 year old in Utah whose expected share is $117 a month or less would pay nothing for the cheapest bronze. At 60 the Utah gap grows to $236 and at 21 it shrinks to $79, which is why older enrollees are the ones most likely to find a $0 plan.
Compared with nearby Salt Lake County, the Utah benchmark is $17 higher at 40 and the cheapest bronze is $2 higher. The same five carriers sell in Utah and Salt Lake, so if you move or work across the line your choice of company does not change, only the price.
Utah plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Expanded Bronze | 12 | 2 | $0 to $9,000 |
| Silver | 14 | 0 | $3,000 to $7,500 |
| Gold | 13 | 1 | $0 to $2,300 |
| Platinum | 4 | 4 | |
| Total | 43 | 7 |
There is not a single PPO on the 2026 marketplace in Utah County. The 43 plans split into 29 HMO and 14 EPO. Outside emergencies, the 14 EPO and 29 HMO plans in Utah generally pay nothing out of network, so the network list matters more than the premium. 7 plans in Utah have a $0 medical deductible (4 platinum, 2 expanded bronze and 1 gold). The 2 bronze ones among them still have out of pocket maximums of $10,500, so a $0 deductible does not mean a small bill.
Every Utah price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Utah the premium tax credit is measured against the $591 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Utah numbers for you.
2027 plans for Utah County
These are the 2026 plans and prices for Utah County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Utah numbers then. Open enrollment for 2027 coverage in Utah runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.
Questions about Utah County coverage
How many health insurance companies sell marketplace plans in Utah County, Utah?
For 2026, five carriers sell individual marketplace plans in Utah County: Select Health, Regence BlueCross BlueShield of Utah, University of Utah Health Plans, Imperial Health Plan of the Southwest and BridgeSpan Health Company. Together they offer 43 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Utah County?
At full price before any subsidy, the cheapest bronze plan in Utah County is $321 a month for a 21 year old, $474 at 40 and $962 at 60. In Utah a couple both aged 40 pays $948 for the cheapest bronze, and two 40 year olds with two children pay $1,457. No catastrophic plan is sold in Utah for 2026. Most people in Utah who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Utah County for 2026?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $591 a month for a 40 year old in Utah County before subsidies. In Utah it is $399 at age 21 and $1,198 at age 60, and the lowest silver plan is $576 at 40.
Is any insurance company leaving Utah County for 2027?
None of the five carriers selling in Utah County in 2026 has announced it is leaving Utah for 2027, as far as I have been able to confirm. Smaller changes can still happen, so read your renewal notice. The 2027 carrier lineup and prices for Utah are published around November 1, 2026, and I will update this page then.
Can I get a PPO plan in Utah County?
Not on the 2026 marketplace. All 43 plans in Utah County are HMO or EPO plans. 7 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Utah is $666 a month before subsidies.
More for Utah County residents
- Health insurance brokers in Utah, how to choose one and what it costs
- Every 2027 carrier change in Utah
- How Utah compares with the other 78 counties and parishes I track
- Estimate an Utah subsidy
Get your Utah County quote
Send me your ZIP and who needs coverage and I will compare every Utah plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2026 (public use file), Utah County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines