- 4carriers selling 2027 marketplace plans in Utah County
- 37plans on the Utah shelf, from 9 bronze to 11 gold
- $634benchmark silver for a 40 year old in Utah, full price per month
Who sells marketplace plans in Utah County
Utah County has fewer carriers than Salt Lake County, the other Utah county I track, four against five. Across all 79 counties and parishes I track, 44 have more carriers than Utah. Select Health alone accounts for 21 of the 37 plans in Utah, 57 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.
| Carrier | Plans | Bronze | Silver | Gold | Platinum | Network types |
|---|---|---|---|---|---|---|
| Select Health | 21 | 4 | 7 | 6 | 4 | HMO 21 |
| Regence BlueCross BlueShield of Utah | 7 | 3 | 2 | 2 | 0 | EPO 7 |
| Imperial Health Plan of the SouthwestImperial Health Plan of the Southwest, Inc. | 6 | 1 | 2 | 2 | 0 | HMO 6 |
| BridgeSpan Health Company | 3 | 1 | 1 | 1 | 0 | HMO 3 |
Utah plan counts from the CMS 2027 landscape file (county FIPS 49049, Rating Area 4). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What changed in Utah County for 2027
University of Utah Health Plans sold 6 of the 43 plans in Utah County in 2026 and has no plans here in the 2027 CMS file. If you were enrolled with University of Utah Health Plans, you should have a notice by now. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions. Utah now has four carriers and 37 plans, against five carriers and 43 plans in 2026.
What it costs in Utah County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Utah plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Utah pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $327 | $484 | $982 | $968 | $1,488 |
| Lowest silver | $418 | $619 | $1,255 | $1,237 | $1,900 |
| Benchmark silver (second lowest) | $429 | $634 | $1,287 | $1,269 | $1,949 |
| Lowest gold | $469 | $694 | $1,407 | $1,387 | $2,131 |
| Lowest platinum | $707 | $1,046 | $2,121 | $2,091 | $3,213 |
Benchmark silver is the second lowest of the 12 silver premiums listed for Utah. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Utah County
Utah County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $694, which is $59 above the benchmark silver and $75 above the cheapest silver. In Utah the extra gold premium pays for a lower deductible rather than coming free.
In Utah County the benchmark is $150 above the cheapest bronze at age 40, and 14 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $634 benchmark minus what the government expects you to pay from your income. A 40 year old in Utah whose expected share is $150 a month or less would pay nothing for the cheapest bronze. At 60 the Utah gap grows to $304 and at 21 it shrinks to $101, which is why older enrollees are the ones most likely to find a $0 plan.
Compared with nearby Salt Lake County, the Utah benchmark is $18 higher at 40 and the cheapest bronze is $13 lower. University of Utah Health Plans sells in Salt Lake County and not in Utah.
Utah plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 1 | 0 | |
| Expanded Bronze | 9 | 2 | $0 to $9,500 |
| Silver | 12 | 0 | $3,500 to $6,500 |
| Gold | 11 | 1 | $0 to $2,500 |
| Platinum | 4 | 4 | |
| Total | 37 | 7 |
There is not a single PPO on the 2027 marketplace in Utah County. The 37 plans split into 30 HMO and 7 EPO. Outside emergencies, the 7 EPO and 30 HMO plans in Utah generally pay nothing out of network, so the network list matters more than the premium. 7 plans in Utah have a $0 medical deductible (4 platinum, 2 expanded bronze and 1 gold). The 2 bronze ones among them still have out of pocket maximums of $12,000, so a $0 deductible does not mean a small bill.
Every Utah price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Utah the premium tax credit is measured against the $634 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Utah numbers for you.
2027 plans for Utah County
These are the 2027 plans and prices for Utah County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Utah runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Utah plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Utah County coverage
How many health insurance companies sell marketplace plans in Utah County, Utah?
For 2027, four carriers sell individual marketplace plans in Utah County: Select Health, Regence BlueCross BlueShield of Utah, Imperial Health Plan of the Southwest and BridgeSpan Health Company. Together they offer 37 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Utah County?
At full price before any subsidy, the cheapest bronze plan in Utah County is $327 a month for a 21 year old, $484 at 40 and $982 at 60. In Utah a couple both aged 40 pays $968 for the cheapest bronze, and two 40 year olds with two children pay $1,488. Catastrophic plans in Utah, open only to people under 30 or with a hardship exemption, start at $303 at age 21. Most people in Utah who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Utah County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $634 a month for a 40 year old in Utah County before subsidies. In Utah it is $429 at age 21 and $1,287 at age 60, and the lowest silver plan is $619 at 40.
Which insurance companies left Utah County for 2027?
University of Utah Health Plans sold 6 plans in Utah County in 2026 and has no plans there in the 2027 CMS plan file. Carriers still selling from the 2026 lineup: Select Health, Regence BlueCross BlueShield of Utah, Imperial Health Plan of the Southwest and BridgeSpan Health Company. No new carrier entered for 2027.
Can I get a PPO plan in Utah County?
Not on the 2027 marketplace. All 37 plans in Utah County are HMO or EPO plans. 7 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Utah is $694 a month before subsidies.
More for Utah County residents
- Health insurance brokers in Utah, how to choose one and what it costs
- Every 2027 carrier change in Utah
- How Utah compares with the other 78 counties and parishes I track
- Estimate an Utah subsidy
Get your Utah County quote
Send me your ZIP and who needs coverage and I will compare every Utah plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Utah County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines