- 7carriers selling 2027 marketplace plans in Volusia County
- 174plans on the Volusia shelf, from 59 bronze to 46 gold
- $732benchmark silver for a 40 year old in Volusia, full price per month
Who sells marketplace plans in Volusia County
Seven companies sell in Volusia, against eight in the busiest Florida county I track and four in the thinnest. The biggest lineup in Volusia belongs to Florida Blue with 47 plans, about 27 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Platinum | Network types |
|---|---|---|---|---|---|---|
| Florida BlueFlorida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company) | 47 | 17 | 11 | 10 | 9 | EPO 19, POS 14, PPO 14 |
| OscarOscar Health Maintenance Organization of Florida | 36 | 13 | 14 | 9 | 0 | HMO 36 |
| Florida Health Care Plans | 25 | 8 | 8 | 7 | 0 | HMO 13, POS 12 |
| Ambetter Health | 19 | 6 | 7 | 6 | 0 | HMO 19 |
| Health FirstHealth First Commercial Plans, Inc. | 16 | 5 | 5 | 5 | 0 | HMO 16 |
| UnitedHealthcare | 16 | 5 | 6 | 5 | 0 | HMO 16 |
| Wellpoint | 15 | 5 | 5 | 4 | 0 | HMO 15 |
Volusia plan counts from the CMS 2027 landscape file (county FIPS 12127, Rating Area 64). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What it costs in Volusia County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Volusia plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Volusia pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $428 | $547 | $1,162 | $1,094 | $1,750 |
| Lowest silver | $549 | $701 | $1,489 | $1,403 | $2,242 |
| Benchmark silver (second lowest) | $573 | $732 | $1,554 | $1,463 | $2,339 |
| Lowest gold | $531 | $678 | $1,440 | $1,356 | $2,168 |
| Lowest platinum | $1,507 | $1,926 | $4,090 | $3,852 | $6,158 |
Benchmark silver is the second lowest of the 56 silver premiums listed for Volusia. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Volusia County
The gold row is the surprise in Volusia County. The cheapest gold plan for a 40 year old, $678 a month, is $23 cheaper than the cheapest silver plan at $701. That happens because Florida carriers load the cost of the extra silver discounts into silver premiums. If your income is too high for those discounts, silver is the worst value on the Volusia shelf, and a gold deductible here tops out at $3,050.
In Volusia County the benchmark is $185 above the cheapest bronze at age 40, and 38 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $732 benchmark minus what the government expects you to pay from your income. A 40 year old in Volusia whose expected share is $185 a month or less would pay nothing for the cheapest bronze. At 60 the Volusia gap grows to $392 and at 21 it shrinks to $144, which is why older enrollees are the ones most likely to find a $0 plan.
Compared with nearby Seminole County, the Volusia benchmark is $9 lower at 40 and the cheapest bronze is $6 lower. Health First sells in Volusia and not in Seminole County. AmeriHealth Caritas Next and AvMed sell in Seminole County and not in Volusia.
Volusia plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 4 | 0 | |
| Bronze | 1 | 0 | $11,750 to $11,750 |
| Expanded Bronze | 58 | 15 | $0 to $12,000 |
| Silver | 56 | 4 | $0 to $9,000 |
| Gold | 46 | 7 | $0 to $3,050 |
| Platinum | 9 | 6 | |
| Total | 174 | 32 |
By network type the 174 Volusia plans break down as 115 HMO, 26 POS, 19 EPO and 14 PPO. Only 14 are PPOs, and every one of them comes from Florida Blue. If seeing specialists without a referral matters to you, that narrows the Volusia shelf to one company. 32 plans in Volusia have a $0 medical deductible (15 expanded bronze, 7 gold, 6 platinum and 4 silver). The 15 bronze ones among them still have out of pocket maximums of $11,800 to $12,000, so a $0 deductible does not mean a small bill.
Every Volusia price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Volusia the premium tax credit is measured against the $732 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Volusia numbers for you.
2027 plans for Volusia County
These are the 2027 plans and prices for Volusia County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Florida runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Volusia plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Volusia County coverage
How many health insurance companies sell marketplace plans in Volusia County, Florida?
For 2027, seven carriers sell individual marketplace plans in Volusia County: Florida Blue, Oscar, Florida Health Care Plans, Ambetter Health, Health First, UnitedHealthcare and Wellpoint. Together they offer 174 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Volusia County?
At full price before any subsidy, the cheapest bronze plan in Volusia County is $428 a month for a 21 year old, $547 at 40 and $1,162 at 60. In Volusia a couple both aged 40 pays $1,094 for the cheapest bronze, and two 40 year olds with two children pay $1,750. Catastrophic plans in Volusia, open only to people under 30 or with a hardship exemption, start at $326 at age 21. Most people in Volusia who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Volusia County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $732 a month for a 40 year old in Volusia County before subsidies. In Volusia it is $573 at age 21 and $1,554 at age 60, and the lowest silver plan is $701 at 40.
Did any insurance company leave Volusia County for 2027?
No. Every carrier that sold plans in Volusia County in 2026 also has plans there in the 2027 CMS plan file. Plans and networks inside each company can still change, so read your renewal notice.
Can I get a PPO or a $0 deductible plan in Volusia County?
Yes to both. 14 of the 174 plans in Volusia are PPOs, all from Florida Blue, and 32 plans have a $0 medical deductible. The cheapest gold plan for a 40 year old in Volusia is $678 a month before subsidies.
More for Volusia County residents
- Health insurance brokers in Florida, how to choose one and what it costs
- Every 2027 carrier change in Florida
- How Volusia compares with the other 78 counties and parishes I track
- Estimate a Volusia subsidy
Get your Volusia County quote
Send me your ZIP and who needs coverage and I will compare every Volusia plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Volusia County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines