- 7carriers selling 2027 marketplace plans in Cuyahoga County
- 135plans on the Cuyahoga shelf, from 45 bronze to 38 gold
- $595benchmark silver for a 40 year old in Cuyahoga, full price per month
Who sells marketplace plans in Cuyahoga County
Cuyahoga County and Franklin County, the two Ohio counties I track, have the same number of carriers, seven each. Across all 79 counties and parishes I track, ten have more carriers than Cuyahoga. The biggest lineup in Cuyahoga belongs to Oscar with 40 plans, about 30 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| OscarOscar Health Insurance, Oscar Insurance Corporation of Ohio | 40 | 14 | 16 | 10 | HMO 40 |
| Antidote Health PlanAntidote Health Plan of Ohio, Inc. | 28 | 9 | 9 | 9 | HMO 28 |
| Ambetter from Buckeye Health Plan | 19 | 6 | 7 | 6 | HMO 19 |
| UnitedHealthcare | 17 | 5 | 6 | 6 | HMO 17 |
| Anthem Blue Cross and Blue Shield | 12 | 5 | 5 | 1 | HMO 12 |
| MedMutual | 10 | 3 | 3 | 3 | HMO 10 |
| AmeriHealth Caritas Next New for 2027 | 9 | 3 | 3 | 3 | HMO 9 |
Cuyahoga plan counts from the CMS 2027 landscape file (county FIPS 39035, Rating Area 11). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What changed in Cuyahoga County for 2027
Molina Healthcare and CareSource together sold 32 of the 119 plans in Cuyahoga County in 2026 and have no plans here in the 2027 CMS file. If you were enrolled with either company, you should have a notice by now. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions. New in Cuyahoga for 2027: AmeriHealth Caritas Next. Cuyahoga now has seven carriers and 135 plans, against eight carriers and 119 plans in 2026.
What it costs in Cuyahoga County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Cuyahoga plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Cuyahoga pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $358 | $458 | $972 | $916 | $1,464 |
| Lowest silver | $460 | $588 | $1,249 | $1,176 | $1,880 |
| Benchmark silver (second lowest) | $465 | $595 | $1,263 | $1,189 | $1,901 |
| Lowest gold | $488 | $624 | $1,324 | $1,247 | $1,994 |
Benchmark silver is the second lowest of the 49 silver premiums listed for Cuyahoga. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Cuyahoga County
Cuyahoga County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $624, which is $29 above the benchmark silver and $36 above the cheapest silver. In Cuyahoga the extra gold premium pays for a lower deductible rather than coming free.
In Cuyahoga County the benchmark is $137 above the cheapest bronze at age 40, and ten of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $595 benchmark minus what the government expects you to pay from your income. A 40 year old in Cuyahoga whose expected share is $137 a month or less would pay nothing for the cheapest bronze. At 60 the Cuyahoga gap grows to $290 and at 21 it shrinks to $107, which is why older enrollees are the ones most likely to find a $0 plan.
Franklin County, around Columbus, is the other Ohio county I track. Compared with Franklin County, the Cuyahoga benchmark is $12 lower at 40 and the cheapest bronze is $16 higher. The same seven carriers sell in both, so moving between Cuyahoga and Franklin changes the price you pay but not the companies you can pick from.
Cuyahoga plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 3 | 0 | |
| Bronze | 2 | 0 | $11,750 to $12,000 |
| Expanded Bronze | 43 | 3 | $0 to $12,000 |
| Silver | 49 | 2 | $0 to $9,000 |
| Gold | 38 | 7 | $0 to $3,500 |
| Total | 135 | 12 |
There is not a single PPO on the 2027 marketplace in Cuyahoga County. All 135 plans are HMO plans. Outside emergencies, the 135 HMO plans in Cuyahoga generally pay nothing out of network, so the network list matters more than the premium. 12 plans in Cuyahoga have a $0 medical deductible (7 gold, 3 expanded bronze and 2 silver). The 3 bronze ones among them still have out of pocket maximums of $12,000, so a $0 deductible does not mean a small bill.
Every Cuyahoga price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Cuyahoga the premium tax credit is measured against the $595 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Cuyahoga numbers for you.
2027 plans for Cuyahoga County
These are the 2027 plans and prices for Cuyahoga County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Ohio runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Cuyahoga plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Cuyahoga County coverage
How many health insurance companies sell marketplace plans in Cuyahoga County, Ohio?
For 2027, seven carriers sell individual marketplace plans in Cuyahoga County: Oscar, Antidote Health Plan, Ambetter from Buckeye Health Plan, UnitedHealthcare, Anthem Blue Cross and Blue Shield, MedMutual and AmeriHealth Caritas Next. Together they offer 135 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Cuyahoga County?
At full price before any subsidy, the cheapest bronze plan in Cuyahoga County is $358 a month for a 21 year old, $458 at 40 and $972 at 60. In Cuyahoga a couple both aged 40 pays $916 for the cheapest bronze, and two 40 year olds with two children pay $1,464. Catastrophic plans in Cuyahoga, open only to people under 30 or with a hardship exemption, start at $342 at age 21. Most people in Cuyahoga who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Cuyahoga County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $595 a month for a 40 year old in Cuyahoga County before subsidies. In Cuyahoga it is $465 at age 21 and $1,263 at age 60, and the lowest silver plan is $588 at 40.
Which insurance companies left Cuyahoga County for 2027?
Molina Healthcare and CareSource sold 32 plans in Cuyahoga County in 2026 and have no plans there in the 2027 CMS plan file. Carriers still selling from the 2026 lineup: Oscar, Antidote Health Plan, Ambetter from Buckeye Health Plan, UnitedHealthcare, Anthem Blue Cross and Blue Shield and MedMutual. New for 2027: AmeriHealth Caritas Next.
Can I get a PPO plan in Cuyahoga County?
Not on the 2027 marketplace. All 135 plans in Cuyahoga County are HMO plans. 12 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Cuyahoga is $624 a month before subsidies.
More for Cuyahoga County residents
- Health insurance brokers in Ohio, how to choose one and what it costs
- Every 2027 carrier change in Ohio
- How Cuyahoga compares with the other 78 counties and parishes I track
- Estimate a Cuyahoga subsidy
Get your Cuyahoga County quote
Send me your ZIP and who needs coverage and I will compare every Cuyahoga plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Cuyahoga County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines