- 8carriers selling 2026 marketplace plans in Cuyahoga County
- 119plans on the Cuyahoga shelf, from 42 bronze to 40 gold
- $491benchmark silver for a 40 year old in Cuyahoga, full price per month
Who sells marketplace plans in Cuyahoga County
Cuyahoga County and Franklin County, the two Ohio counties I track, have the same number of carriers, eight each. Across all 79 counties and parishes I track in 24 states, eleven have more carriers than Cuyahoga. No single company dominates Cuyahoga County, where the largest lineup is 19 plans (Molina Healthcare) and the smallest is 11 (Anthem Blue Cross and Blue Shield).
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| Molina Healthcare | 19 | 7 | 5 | 7 | HMO 19 |
| UnitedHealthcare | 17 | 5 | 6 | 6 | HMO 17 |
| Ambetter from Buckeye Health Plan | 16 | 6 | 4 | 6 | HMO 16 |
| OscarOscar Insurance Corporation of Ohio | 16 | 6 | 7 | 3 | HMO 16 |
| Antidote Health PlanAntidote Health Plan of Ohio, Inc. | 15 | 5 | 5 | 5 | HMO 15 |
| CareSource Leaving for 2027 | 13 | 4 | 1 | 8 | HMO 13 |
| MedMutual | 12 | 4 | 4 | 4 | HMO 12 |
| Anthem Blue Cross and Blue Shield | 11 | 5 | 5 | 1 | HMO 11 |
Cuyahoga plan counts from the CMS 2026 landscape file (county FIPS 39035, Rating Area 11). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
Leaving Cuyahoga County for 2027
CareSource sells 13 of the 119 plans in Cuyahoga County this year. CareSource is leaving the Ohio individual market, on and off exchange, for 2027. After that exit, seven carriers are left from the 2026 Cuyahoga lineup: Molina Healthcare, UnitedHealthcare, Ambetter from Buckeye Health Plan, Oscar, Antidote Health Plan, MedMutual and Anthem Blue Cross and Blue Shield. If you are enrolled with CareSource in Cuyahoga, you will get a notice this fall. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions.
What it costs in Cuyahoga County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Cuyahoga plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Cuyahoga pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $312 | $399 | $847 | $798 | $1,276 |
| Lowest silver | $383 | $489 | $1,039 | $979 | $1,564 |
| Benchmark silver (second lowest) | $384 | $491 | $1,042 | $981 | $1,568 |
| Lowest gold | $443 | $566 | $1,202 | $1,132 | $1,810 |
Benchmark silver is the second lowest of the 37 silver premiums listed for Cuyahoga. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Cuyahoga County
Cuyahoga County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $566, which is $76 above the benchmark silver and $77 above the cheapest silver. In Cuyahoga the extra gold premium pays for a lower deductible rather than coming free.
In Cuyahoga County the benchmark is $92 above the cheapest bronze at age 40, and three of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $491 benchmark minus what the government expects you to pay from your income. A 40 year old in Cuyahoga whose expected share is $92 a month or less would pay nothing for the cheapest bronze. At 60 the Cuyahoga gap grows to $194 and at 21 it shrinks to $72, which is why older enrollees are the ones most likely to find a $0 plan.
Franklin County, around Columbus, is the other Ohio county I track. Compared with Franklin County, the Cuyahoga benchmark is $48 lower at 40 and the cheapest bronze is $2 higher. The same eight carriers sell in both, so moving between Cuyahoga and Franklin changes the price you pay but not the companies you can pick from.
Cuyahoga plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Bronze | 3 | 0 | $10,600 to $10,600 |
| Expanded Bronze | 39 | 2 | $0 to $10,600 |
| Silver | 37 | 3 | $0 to $7,500 |
| Gold | 40 | 3 | $0 to $3,500 |
| Total | 119 | 8 |
There is not a single PPO on the 2026 marketplace in Cuyahoga County. All 119 plans are HMO plans. Outside emergencies, the 119 HMO plans in Cuyahoga generally pay nothing out of network, so the network list matters more than the premium. 8 plans in Cuyahoga have a $0 medical deductible (3 silver, 3 gold and 2 expanded bronze). The 2 bronze ones among them still have out of pocket maximums of $10,600, so a $0 deductible does not mean a small bill.
Every Cuyahoga price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Cuyahoga the premium tax credit is measured against the $491 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Cuyahoga numbers for you.
2027 plans for Cuyahoga County
These are the 2026 plans and prices for Cuyahoga County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Cuyahoga numbers then. Open enrollment for 2027 coverage in Ohio runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.
Questions about Cuyahoga County coverage
How many health insurance companies sell marketplace plans in Cuyahoga County, Ohio?
For 2026, eight carriers sell individual marketplace plans in Cuyahoga County: Molina Healthcare, UnitedHealthcare, Ambetter from Buckeye Health Plan, Oscar, Antidote Health Plan, CareSource, MedMutual and Anthem Blue Cross and Blue Shield. Together they offer 119 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Cuyahoga County?
At full price before any subsidy, the cheapest bronze plan in Cuyahoga County is $312 a month for a 21 year old, $399 at 40 and $847 at 60. In Cuyahoga a couple both aged 40 pays $798 for the cheapest bronze, and two 40 year olds with two children pay $1,276. No catastrophic plan is sold in Cuyahoga for 2026. Most people in Cuyahoga who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Cuyahoga County for 2026?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $491 a month for a 40 year old in Cuyahoga County before subsidies. In Cuyahoga it is $384 at age 21 and $1,042 at age 60, and the lowest silver plan is $489 at 40.
Which insurance companies are leaving Cuyahoga County for 2027?
CareSource is leaving the Ohio individual market, on and off exchange, for 2027. In 2026 it sells 13 plans in Cuyahoga County. Seven carriers from the 2026 Cuyahoga lineup remain: Molina Healthcare, UnitedHealthcare, Ambetter from Buckeye Health Plan, Oscar, Antidote Health Plan, MedMutual and Anthem Blue Cross and Blue Shield. The full 2027 lineup and prices are published around November 1, 2026.
Can I get a PPO plan in Cuyahoga County?
Not on the 2026 marketplace. All 119 plans in Cuyahoga County are HMO plans. 8 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Cuyahoga is $566 a month before subsidies.
More for Cuyahoga County residents
- Health insurance brokers in Ohio, how to choose one and what it costs
- Every 2027 carrier change in Ohio
- How Cuyahoga compares with the other 78 counties and parishes I track
- Estimate a Cuyahoga subsidy
Get your Cuyahoga County quote
Send me your ZIP and who needs coverage and I will compare every Cuyahoga plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2026 (public use file), Cuyahoga County rows
- HealthCare.gov, Health plan information for individuals and families
- ACA Signups, Ohio 2027 rate filings and carrier withdrawals
- healthinsurance.org, ACA open enrollment deadlines