- 6carriers selling 2027 marketplace plans in Denton County
- 121plans on the Denton shelf, from 32 bronze to 40 gold
- $768benchmark silver for a 40 year old in Denton, full price per month
Who sells marketplace plans in Denton County
Six companies sell in Denton, against nine in the busiest Texas county I track and three in the thinnest. No single company dominates Denton County, where the largest lineup is 28 plans (Oscar) and the smallest is 8 (Imperial Insurance Companies).
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| OscarOscar Insurance Company | 28 | 7 | 11 | 10 | EPO 14, HMO 14 |
| Ambetter from Superior HealthPlan | 24 | 4 | 12 | 8 | EPO 17, HMO 7 |
| Blue Cross and Blue Shield of Texas | 23 | 6 | 7 | 7 | HMO 14, POS 9 |
| Wellpoint | 23 | 8 | 7 | 7 | HMO 14, POS 9 |
| UnitedHealthcare | 15 | 5 | 5 | 5 | HMO 15 |
| Imperial Insurance CompaniesImperial Insurance Companies, Inc. | 8 | 2 | 2 | 3 | HMO 8 |
Denton plan counts from the CMS 2027 landscape file (county FIPS 48121, Rating Area 25). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What changed in Denton County for 2027
Molina Healthcare sold 12 of the 117 plans in Denton County in 2026 and has no plans here in the 2027 CMS file. If you were enrolled with Molina Healthcare, you should have a notice by now. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions. Denton now has six carriers and 121 plans, against seven carriers and 117 plans in 2026.
What it costs in Denton County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Denton plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Denton pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $407 | $520 | $1,104 | $1,040 | $1,662 |
| Lowest silver | $590 | $754 | $1,601 | $1,508 | $2,410 |
| Benchmark silver (second lowest) | $601 | $768 | $1,631 | $1,536 | $2,456 |
| Lowest gold | $535 | $684 | $1,452 | $1,367 | $2,186 |
Benchmark silver is the second lowest of the 44 silver premiums listed for Denton. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Denton County
The gold row is the surprise in Denton County. The cheapest gold plan for a 40 year old, $684 a month, is $70 cheaper than the cheapest silver plan at $754. That happens because Texas carriers load the cost of the extra silver discounts into silver premiums. If your income is too high for those discounts, silver is the worst value on the Denton shelf, and a gold deductible here tops out at $2,750.
In Denton County the benchmark is $248 above the cheapest bronze at age 40, and 16 of the other 78 counties and parishes I track have a wider one. That gap decides whether bronze can be free, because your subsidy is the $768 benchmark minus what the government expects you to pay from your income. A 40 year old in Denton whose expected share is $248 a month or less would pay nothing for the cheapest bronze. At 60 the Denton gap grows to $527 and at 21 it shrinks to $194, which is why older enrollees are the ones most likely to find a $0 plan.
Denton County and Tarrant County share Rating Area 25, so the same plan costs the same in both, and the Denton cheapest bronze and benchmark match Tarrant exactly. What differs is the menu, 121 plans in Denton against 133 in Tarrant. Molina Healthcare sells in Tarrant but not in Denton.
Denton plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 5 | 0 | |
| Bronze | 2 | 0 | $9,500 to $11,750 |
| Expanded Bronze | 30 | 3 | $0 to $11,750 |
| Silver | 44 | 0 | $1,850 to $9,000 |
| Gold | 40 | 6 | $0 to $2,750 |
| Total | 121 | 9 |
There is not a single PPO on the 2027 marketplace in Denton County. The 121 plans split into 72 HMO, 31 EPO and 18 POS. Outside emergencies, the 31 EPO and 72 HMO plans in Denton generally pay nothing out of network, so the network list matters more than the premium. 9 plans in Denton have a $0 medical deductible (6 gold and 3 expanded bronze). The 3 bronze ones among them still have out of pocket maximums of $10,600 to $12,000, so a $0 deductible does not mean a small bill.
Every Denton price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Denton the premium tax credit is measured against the $768 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Denton numbers for you.
2027 plans for Denton County
These are the 2027 plans and prices for Denton County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Texas runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Denton plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Denton County coverage
How many health insurance companies sell marketplace plans in Denton County, Texas?
For 2027, six carriers sell individual marketplace plans in Denton County: Oscar, Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Wellpoint, UnitedHealthcare and Imperial Insurance Companies. Together they offer 121 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Denton County?
At full price before any subsidy, the cheapest bronze plan in Denton County is $407 a month for a 21 year old, $520 at 40 and $1,104 at 60. In Denton a couple both aged 40 pays $1,040 for the cheapest bronze, and two 40 year olds with two children pay $1,662. Catastrophic plans in Denton, open only to people under 30 or with a hardship exemption, start at $383 at age 21. Most people in Denton who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Denton County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $768 a month for a 40 year old in Denton County before subsidies. In Denton it is $601 at age 21 and $1,631 at age 60, and the lowest silver plan is $754 at 40.
Which insurance companies left Denton County for 2027?
Molina Healthcare sold 12 plans in Denton County in 2026 and has no plans there in the 2027 CMS plan file. Carriers still selling from the 2026 lineup: Oscar, Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Wellpoint, UnitedHealthcare and Imperial Insurance Companies. No new carrier entered for 2027.
Can I get a PPO plan in Denton County?
Not on the 2027 marketplace. All 121 plans in Denton County are HMO, EPO or POS plans. 9 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Denton is $684 a month before subsidies.
More for Denton County residents
- Health insurance brokers in Texas, how to choose one and what it costs
- Every 2027 carrier change in Texas
- How Denton compares with the other 78 counties and parishes I track
- Estimate a Denton subsidy
Get your Denton County quote
Send me your ZIP and who needs coverage and I will compare every Denton plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Denton County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines