- 4carriers selling 2026 marketplace plans in Harrison County
- 41plans on the Harrison shelf, from 15 bronze to 13 gold
- $657benchmark silver for a 40 year old in Harrison, full price per month
Who sells marketplace plans in Harrison County
Harrison County has fewer carriers than Hinds County, the other Mississippi county I track, four against five. Across all 79 counties and parishes I track in 24 states, 51 have more carriers than Harrison. The biggest lineup in Harrison belongs to UnitedHealthcare with 15 plans, about 37 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| UnitedHealthcare | 15 | 5 | 5 | 5 | HMO 15 |
| Ambetter Health | 14 | 6 | 2 | 6 | HMO 14 |
| CignaCigna Healthcare Leaving for 2027 | 10 | 4 | 5 | 1 | EPO 10 |
| Molina Healthcare Leaving for 2027 | 2 | 0 | 1 | 1 | HMO 2 |
Harrison plan counts from the CMS 2026 landscape file (county FIPS 28047, Rating Area 5). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
Leaving Harrison County for 2027
Cigna and Molina sell 12 of the 41 plans in Harrison County this year. Cigna is leaving the ACA individual market in every state where it sells, on and off exchange, for 2027. Molina is leaving the Mississippi marketplace for 2027. After both exits, two carriers are left from the 2026 Harrison lineup: UnitedHealthcare and Ambetter Health. If you are enrolled with either company in Harrison, you will get a notice this fall. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions.
What it costs in Harrison County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Harrison plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Harrison pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $441 | $563 | $1,196 | $1,126 | $1,686 |
| Lowest silver | $513 | $655 | $1,391 | $1,310 | $1,961 |
| Benchmark silver (second lowest) | $514 | $657 | $1,396 | $1,315 | $1,968 |
| Lowest gold | $657 | $840 | $1,784 | $1,680 | $2,515 |
Benchmark silver is the second lowest of the 13 silver premiums listed for Harrison. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Harrison County
Harrison County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $840, which is $183 above the benchmark silver and $185 above the cheapest silver. In Harrison the extra gold premium pays for a lower deductible rather than coming free.
In Harrison County the benchmark is $94 above the cheapest bronze at age 40, and four of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $657 benchmark minus what the government expects you to pay from your income. A 40 year old in Harrison whose expected share is $94 a month or less would pay nothing for the cheapest bronze. At 60 the Harrison gap grows to $200 and at 21 it shrinks to $74, which is why older enrollees are the ones most likely to find a $0 plan.
Hinds County, around Jackson, is the other Mississippi county I track. Compared with Hinds County, the Harrison benchmark is $19 higher at 40 and the cheapest bronze is $44 lower. Oscar sells in Hinds County and not in Harrison.
Harrison plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Bronze | 1 | 0 | $10,600 to $10,600 |
| Expanded Bronze | 14 | 2 | $0 to $8,500 |
| Silver | 13 | 2 | $0 to $6,500 |
| Gold | 13 | 2 | $0 to $2,000 |
| Total | 41 | 6 |
There is not a single PPO on the 2026 marketplace in Harrison County. The 41 plans split into 31 HMO and 10 EPO. Outside emergencies, the 10 EPO and 31 HMO plans in Harrison generally pay nothing out of network, so the network list matters more than the premium. 6 plans in Harrison have a $0 medical deductible (2 silver, 2 expanded bronze and 2 gold). The 2 bronze ones among them still have out of pocket maximums of $10,600, so a $0 deductible does not mean a small bill.
Every Harrison price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Harrison the premium tax credit is measured against the $657 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Harrison numbers for you.
2027 plans for Harrison County
These are the 2026 plans and prices for Harrison County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Harrison numbers then. Open enrollment for 2027 coverage in Mississippi runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.
Questions about Harrison County coverage
How many health insurance companies sell marketplace plans in Harrison County, Mississippi?
For 2026, four carriers sell individual marketplace plans in Harrison County: UnitedHealthcare, Ambetter Health, Cigna and Molina Healthcare. Together they offer 41 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Harrison County?
At full price before any subsidy, the cheapest bronze plan in Harrison County is $441 a month for a 21 year old, $563 at 40 and $1,196 at 60. In Harrison a couple both aged 40 pays $1,126 for the cheapest bronze, and two 40 year olds with two children pay $1,686. No catastrophic plan is sold in Harrison for 2026. Most people in Harrison who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Harrison County for 2026?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $657 a month for a 40 year old in Harrison County before subsidies. In Harrison it is $514 at age 21 and $1,396 at age 60, and the lowest silver plan is $655 at 40.
Which insurance companies are leaving Harrison County for 2027?
Cigna is leaving the ACA individual market in every state where it sells, on and off exchange, for 2027. Molina is leaving the Mississippi marketplace for 2027. In 2026 they sell 12 plans in Harrison County. Two carriers from the 2026 Harrison lineup remain: UnitedHealthcare and Ambetter Health. The full 2027 lineup and prices are published around November 1, 2026.
Can I get a PPO plan in Harrison County?
Not on the 2026 marketplace. All 41 plans in Harrison County are HMO or EPO plans. 6 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Harrison is $840 a month before subsidies.
More for Harrison County residents
- Health insurance brokers in Mississippi, how to choose one and what it costs
- Every 2027 carrier change in Mississippi
- How Harrison compares with the other 78 counties and parishes I track
- Estimate a Harrison subsidy
Get your Harrison County quote
Send me your ZIP and who needs coverage and I will compare every Harrison plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2026 (public use file), Harrison County rows
- HealthCare.gov, Health plan information for individuals and families
- STAT, Cigna to exit the ACA individual market in 2027
- ACA Signups, Mississippi 2027 rate filings and carrier withdrawals
- healthinsurance.org, ACA open enrollment deadlines