- 3carriers selling 2027 marketplace plans in Harrison County
- 43plans on the Harrison shelf, from 15 bronze to 12 gold
- $781benchmark silver for a 40 year old in Harrison, full price per month
Who sells marketplace plans in Harrison County
Harrison County and Hinds County, the two Mississippi counties I track, have the same number of carriers, three each. Across all 79 counties and parishes I track, 58 have more carriers than Harrison. Ambetter Health alone accounts for 19 of the 43 plans in Harrison, 44 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| Ambetter Health | 19 | 6 | 7 | 6 | HMO 19 |
| UnitedHealthcare | 15 | 5 | 5 | 5 | HMO 15 |
| OscarOscar Health Plan, Inc. New for 2027 | 9 | 4 | 4 | 1 | HMO 9 |
Harrison plan counts from the CMS 2027 landscape file (county FIPS 28047, Rating Area 5). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What changed in Harrison County for 2027
Cigna and Molina Healthcare together sold 12 of the 41 plans in Harrison County in 2026 and have no plans here in the 2027 CMS file. If you were enrolled with either company, you should have a notice by now. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions. New in Harrison for 2027: Oscar. Harrison now has three carriers and 43 plans, against four carriers and 41 plans in 2026.
What it costs in Harrison County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Harrison plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Harrison pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $536 | $685 | $1,455 | $1,370 | $2,051 |
| Lowest silver | $593 | $758 | $1,610 | $1,516 | $2,269 |
| Benchmark silver (second lowest) | $611 | $781 | $1,659 | $1,562 | $2,338 |
| Lowest gold | $731 | $934 | $1,983 | $1,868 | $2,796 |
Benchmark silver is the second lowest of the 16 silver premiums listed for Harrison. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Harrison County
Harrison County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $934, which is $153 above the benchmark silver and $176 above the cheapest silver. In Harrison the extra gold premium pays for a lower deductible rather than coming free.
In Harrison County the benchmark is $96 above the cheapest bronze at age 40, and three of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $781 benchmark minus what the government expects you to pay from your income. A 40 year old in Harrison whose expected share is $96 a month or less would pay nothing for the cheapest bronze. At 60 the Harrison gap grows to $204 and at 21 it shrinks to $75, which is why older enrollees are the ones most likely to find a $0 plan.
Hinds County, around Jackson, is the other Mississippi county I track. Compared with Hinds County, the Harrison benchmark is $88 lower at 40 and the cheapest bronze is $33 lower. The same three carriers sell in both, so moving between Harrison and Hinds changes the price you pay but not the companies you can pick from.
Harrison plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Bronze | 3 | 0 | $8,500 to $11,750 |
| Expanded Bronze | 12 | 3 | $0 to $9,350 |
| Silver | 16 | 2 | $0 to $9,000 |
| Gold | 12 | 2 | $0 to $2,500 |
| Total | 43 | 7 |
There is not a single PPO on the 2027 marketplace in Harrison County. All 43 plans are HMO plans. Outside emergencies, the 43 HMO plans in Harrison generally pay nothing out of network, so the network list matters more than the premium. 7 plans in Harrison have a $0 medical deductible (3 expanded bronze, 2 silver and 2 gold). The 3 bronze ones among them still have out of pocket maximums of $12,000, so a $0 deductible does not mean a small bill.
Every Harrison price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Harrison the premium tax credit is measured against the $781 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Harrison numbers for you.
2027 plans for Harrison County
These are the 2027 plans and prices for Harrison County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Mississippi runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Harrison plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Harrison County coverage
How many health insurance companies sell marketplace plans in Harrison County, Mississippi?
For 2027, three carriers sell individual marketplace plans in Harrison County: Ambetter Health, UnitedHealthcare and Oscar. Together they offer 43 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Harrison County?
At full price before any subsidy, the cheapest bronze plan in Harrison County is $536 a month for a 21 year old, $685 at 40 and $1,455 at 60. In Harrison a couple both aged 40 pays $1,370 for the cheapest bronze, and two 40 year olds with two children pay $2,051. No catastrophic plan is sold in Harrison for 2027. Most people in Harrison who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Harrison County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $781 a month for a 40 year old in Harrison County before subsidies. In Harrison it is $611 at age 21 and $1,659 at age 60, and the lowest silver plan is $758 at 40.
Which insurance companies left Harrison County for 2027?
Cigna and Molina Healthcare sold 12 plans in Harrison County in 2026 and have no plans there in the 2027 CMS plan file. Carriers still selling from the 2026 lineup: Ambetter Health and UnitedHealthcare. New for 2027: Oscar.
Can I get a PPO plan in Harrison County?
Not on the 2027 marketplace. All 43 plans in Harrison County are HMO plans. 7 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Harrison is $934 a month before subsidies.
More for Harrison County residents
- Health insurance brokers in Mississippi, how to choose one and what it costs
- Every 2027 carrier change in Mississippi
- How Harrison compares with the other 78 counties and parishes I track
- Estimate a Harrison subsidy
Get your Harrison County quote
Send me your ZIP and who needs coverage and I will compare every Harrison plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Harrison County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines