- 10carriers selling 2026 marketplace plans in Broward County
- 197plans on the Broward shelf, from 64 bronze to 46 gold
- $681benchmark silver for a 40 year old in Broward, full price per month
Who sells marketplace plans in Broward County
No Florida county on my list has more carriers than Broward County, with ten (tied with Orange County and Seminole County). The biggest lineup in Broward belongs to Florida Blue with 65 plans, about 33 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Platinum | Network types |
|---|---|---|---|---|---|---|
| Florida BlueFlorida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company) | 65 | 23 | 23 | 11 | 8 | EPO 19, HMO 22, POS 10, PPO 14 |
| Ambetter Health | 26 | 8 | 10 | 8 | 0 | HMO 26 |
| Molina Healthcare | 21 | 7 | 7 | 7 | 0 | HMO 21 |
| UnitedHealthcare | 17 | 6 | 7 | 4 | 0 | HMO 17 |
| OscarOscar Health Maintenance Organization of Florida | 15 | 6 | 7 | 2 | 0 | HMO 15 |
| AvMed | 14 | 3 | 5 | 3 | 3 | HMO 14 |
| CignaCigna HealthCare of Florida, Inc., Cigna Healthcare Leaving for 2027 | 13 | 3 | 6 | 4 | 0 | EPO 8, HMO 5 |
| Wellpoint | 13 | 4 | 4 | 4 | 0 | HMO 13 |
| AmeriHealth Caritas Next | 8 | 3 | 3 | 2 | 0 | HMO 8 |
| 22 Health | 5 | 1 | 3 | 1 | 0 | HMO 5 |
Broward plan counts from the CMS 2026 landscape file (county FIPS 12011, Rating Area 6). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
Leaving Broward County for 2027
Cigna sells 13 of the 197 plans in Broward County this year. Cigna is leaving the ACA individual market in every state where it sells, on and off exchange, for 2027. After that exit, nine carriers are left from the 2026 Broward lineup: Florida Blue, Ambetter Health, Molina Healthcare, UnitedHealthcare, Oscar, AvMed, Wellpoint, AmeriHealth Caritas Next and 22 Health. If you are enrolled with Cigna in Broward, you will get a notice this fall. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions.
What it costs in Broward County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Broward plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Broward pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $392 | $501 | $1,064 | $1,002 | $1,602 |
| Lowest silver | $530 | $677 | $1,438 | $1,354 | $2,165 |
| Benchmark silver (second lowest) | $533 | $681 | $1,447 | $1,362 | $2,178 |
| Lowest gold | $488 | $623 | $1,324 | $1,247 | $1,993 |
| Lowest platinum | $822 | $1,050 | $2,230 | $2,100 | $3,357 |
Benchmark silver is the second lowest of the 75 silver premiums listed for Broward. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Broward County
The gold row is the surprise in Broward County. The cheapest gold plan for a 40 year old, $623 a month, is $54 cheaper than the cheapest silver plan at $677. That happens because Florida carriers load the cost of the extra silver discounts into silver premiums. If your income is too high for those discounts, silver is the worst value on the Broward shelf, and a gold deductible here tops out at $3,000.
In Broward County the benchmark is $180 above the cheapest bronze at age 40, and 38 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $681 benchmark minus what the government expects you to pay from your income. A 40 year old in Broward whose expected share is $180 a month or less would pay nothing for the cheapest bronze. At 60 the Broward gap grows to $382 and at 21 it shrinks to $141, which is why older enrollees are the ones most likely to find a $0 plan.
Prices barely differ between Broward and nearby Miami-Dade County. The benchmark differs by $3 a month at 40 and the cheapest bronze by $1. 22 Health sells in Broward and not in Miami-Dade County.
Broward plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 1 | 0 | |
| Bronze | 7 | 0 | $6,150 to $10,600 |
| Expanded Bronze | 57 | 17 | $0 to $10,150 |
| Silver | 75 | 0 | $400 to $9,500 |
| Gold | 46 | 5 | $0 to $3,000 |
| Platinum | 11 | 9 | |
| Total | 197 | 31 |
By network type the 197 Broward plans break down as 146 HMO, 27 EPO, 14 PPO and 10 POS. Only 14 are PPOs, and every one of them comes from Florida Blue. If seeing specialists without a referral matters to you, that narrows the Broward shelf to one company. 31 plans in Broward have a $0 medical deductible (17 expanded bronze, 9 platinum and 5 gold). The 17 bronze ones among them still have out of pocket maximums of $9,900 to $10,600, so a $0 deductible does not mean a small bill.
Every Broward price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Broward the premium tax credit is measured against the $681 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Broward numbers for you.
2027 plans for Broward County
These are the 2026 plans and prices for Broward County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Broward numbers then. Open enrollment for 2027 coverage in Florida runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.
Questions about Broward County coverage
How many health insurance companies sell marketplace plans in Broward County, Florida?
For 2026, ten carriers sell individual marketplace plans in Broward County: Florida Blue, Ambetter Health, Molina Healthcare, UnitedHealthcare, Oscar, AvMed, Cigna, Wellpoint, AmeriHealth Caritas Next and 22 Health. Together they offer 197 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Broward County?
At full price before any subsidy, the cheapest bronze plan in Broward County is $392 a month for a 21 year old, $501 at 40 and $1,064 at 60. In Broward a couple both aged 40 pays $1,002 for the cheapest bronze, and two 40 year olds with two children pay $1,602. Catastrophic plans in Broward, open only to people under 30 or with a hardship exemption, start at $408 at age 21. Most people in Broward who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Broward County for 2026?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $681 a month for a 40 year old in Broward County before subsidies. In Broward it is $533 at age 21 and $1,447 at age 60, and the lowest silver plan is $677 at 40.
Which insurance companies are leaving Broward County for 2027?
Cigna is leaving the ACA individual market in every state where it sells, on and off exchange, for 2027. In 2026 it sells 13 plans in Broward County. Nine carriers from the 2026 Broward lineup remain: Florida Blue, Ambetter Health, Molina Healthcare, UnitedHealthcare, Oscar, AvMed, Wellpoint, AmeriHealth Caritas Next and 22 Health. The full 2027 lineup and prices are published around November 1, 2026.
Can I get a PPO or a $0 deductible plan in Broward County?
Yes to both. 14 of the 197 plans in Broward are PPOs, all from Florida Blue, and 31 plans have a $0 medical deductible. The cheapest gold plan for a 40 year old in Broward is $623 a month before subsidies.
More for Broward County residents
- Health insurance brokers in Florida, how to choose one and what it costs
- Every 2027 carrier change in Florida
- How Broward compares with the other 78 counties and parishes I track
- Estimate a Broward subsidy
Get your Broward County quote
Send me your ZIP and who needs coverage and I will compare every Broward plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2026 (public use file), Broward County rows
- HealthCare.gov, Health plan information for individuals and families
- STAT, Cigna to exit the ACA individual market in 2027
- healthinsurance.org, ACA open enrollment deadlines