South Carolina · Greenville County

Health insurance plans in Greenville County, South Carolina (2026)

I pulled every 2026 marketplace plan sold in Greenville County, South Carolina out of the official CMS plan file. There are 48 plans from three carriers, and a 40 year old in Greenville pays $592 a month at full price for the benchmark silver plan. That is $83 more than in Charleston County, the other South Carolina county I track. Across all 79 counties and parishes I track in 24 states, 23 have a lower benchmark. Below are the carriers, the plan counts, the full prices before subsidy, and what I think the numbers mean if you live in Greenville, Greer, Mauldin, Simpsonville or anywhere else in the county.

Who sells marketplace plans in Greenville County

Greenville County has fewer carriers than Charleston County, the other South Carolina county I track, three against four. Across all 79 counties and parishes I track in 24 states, 62 have more carriers than Greenville. BlueCross BlueShield of South Carolina alone accounts for 31 of the 48 plans in Greenville, 65 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.

CarrierPlansBronzeSilverGoldNetwork types
BlueCross BlueShield of South Carolina3110129EPO 13, HMO 9, PPO 9
Ambetter from Absolute Total Care9531HMO 9
First Choice Next8332HMO 8

Greenville plan counts from the CMS 2026 landscape file (county FIPS 45045, Rating Area 23). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.

What it costs in Greenville County before any subsidy

These are the full monthly prices, before any premium tax credit, for the cheapest Greenville plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Greenville pay less, often a lot less.

Monthly premium, full priceAge 21Age 40Age 60Couple, both 40Couple 40 + 2 kids
Lowest bronze$312$399$847$798$1,275
Lowest silver$462$590$1,253$1,180$1,887
Benchmark silver (second lowest)$463$592$1,257$1,184$1,893
Lowest gold$485$620$1,316$1,239$1,981

Benchmark silver is the second lowest of the 18 silver premiums listed for Greenville. The last column is two adults aged 40 plus two children.

What these numbers mean if you live in Greenville County

Greenville County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $620, which is $28 above the benchmark silver and $30 above the cheapest silver. In Greenville the extra gold premium pays for a lower deductible rather than coming free.

In Greenville County the benchmark is $193 above the cheapest bronze at age 40, and 28 of the other 78 counties and parishes I track have a wider one. That gap decides whether bronze can be free, because your subsidy is the $592 benchmark minus what the government expects you to pay from your income. A 40 year old in Greenville whose expected share is $193 a month or less would pay nothing for the cheapest bronze. At 60 the Greenville gap grows to $410 and at 21 it shrinks to $151, which is why older enrollees are the ones most likely to find a $0 plan.

Charleston County, around Charleston, is the other South Carolina county I track. Compared with Charleston County, the Greenville benchmark is $83 higher at 40 and the cheapest bronze is $8 higher. Molina Healthcare sells in Charleston County and not in Greenville.

Greenville plans by metal level, network and deductible

Metal levelPlans$0 deductibleDeductible range
Bronze20$10,600 to $10,600
Expanded Bronze163$0 to $8,450
Silver180$400 to $7,900
Gold120$250 to $4,150
Total483

By network type the 48 Greenville plans break down as 26 HMO, 13 EPO and 9 PPO. Only 9 are PPOs, and every one of them comes from BlueCross BlueShield of South Carolina. If seeing specialists without a referral matters to you, that narrows the Greenville shelf to one company. 3 plans in Greenville have a $0 medical deductible (3 expanded bronze). The 3 bronze ones among them still have out of pocket maximums of $10,500 to $10,600, so a $0 deductible does not mean a small bill.

Every Greenville price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Greenville the premium tax credit is measured against the $592 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Greenville numbers for you.

2027 plans for Greenville County

These are the 2026 plans and prices for Greenville County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Greenville numbers then. Open enrollment for 2027 coverage in South Carolina runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.

Questions about Greenville County coverage

How many health insurance companies sell marketplace plans in Greenville County, South Carolina?

For 2026, three carriers sell individual marketplace plans in Greenville County: BlueCross BlueShield of South Carolina, Ambetter from Absolute Total Care and First Choice Next. Together they offer 48 plans across the metal levels, according to the CMS plan landscape file.

What is the cheapest health insurance in Greenville County?

At full price before any subsidy, the cheapest bronze plan in Greenville County is $312 a month for a 21 year old, $399 at 40 and $847 at 60. In Greenville a couple both aged 40 pays $798 for the cheapest bronze, and two 40 year olds with two children pay $1,275. No catastrophic plan is sold in Greenville for 2026. Most people in Greenville who qualify for a premium tax credit pay less than these prices.

What is the benchmark silver plan premium in Greenville County for 2026?

The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $592 a month for a 40 year old in Greenville County before subsidies. In Greenville it is $463 at age 21 and $1,257 at age 60, and the lowest silver plan is $590 at 40.

Is any insurance company leaving Greenville County for 2027?

None of the three carriers selling in Greenville County in 2026 has announced it is leaving South Carolina for 2027, as far as I have been able to confirm. Smaller changes can still happen, so read your renewal notice. The 2027 carrier lineup and prices for Greenville are published around November 1, 2026, and I will update this page then.

Can I get a PPO or a $0 deductible plan in Greenville County?

Yes to both. 9 of the 48 plans in Greenville are PPOs, all from BlueCross BlueShield of South Carolina, and 3 plans have a $0 medical deductible. The cheapest gold plan for a 40 year old in Greenville is $620 a month before subsidies.

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