Health insurance plans in Milwaukee County, Wisconsin (2026)

• 3carriers selling 2026 marketplace plans in Milwaukee County
• 35plans on the Milwaukee shelf, from 13 bronze to 11 gold
• $663benchmark silver for a 40 year old in Milwaukee, full price per month

Who sells marketplace plans in Milwaukee County

Milwaukee County and Dane County, the two Wisconsin counties I track, have the same number of carriers, three each. Across all 79 counties and parishes I track in 24 states, 62 have more carriers than Milwaukee. The biggest lineup in Milwaukee belongs to Network Health with 13 plans, about 37 percent of everything on offer.

Milwaukee plan counts from the CMS 2026 landscape file (county FIPS 55079, Rating Area 1). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.

What it costs in Milwaukee County before any subsidy

These are the full monthly prices, before any premium tax credit, for the cheapest Milwaukee plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Milwaukee pay less, often a lot less.

Benchmark silver is the second lowest of the 11 silver premiums listed for Milwaukee. The last column is two adults aged 40 plus two children.

What these numbers mean if you live in Milwaukee County

Milwaukee County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $669, which is $6 above the benchmark silver and $27 above the cheapest silver. In Milwaukee the extra gold premium pays for a lower deductible rather than coming free.

In Milwaukee County the benchmark is $178 above the cheapest bronze at age 40, and 34 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $663 benchmark minus what the government expects you to pay from your income. A 40 year old in Milwaukee whose expected share is $178 a month or less would pay nothing for the cheapest bronze. At 60 the Milwaukee gap grows to $379 and at 21 it shrinks to $140, which is why older enrollees are the ones most likely to find a $0 plan.

Dane County, around Madison, is the other Wisconsin county I track. Compared with Dane County, the Milwaukee benchmark is $115 higher at 40 and the cheapest bronze is $132 higher. Anthem Blue Cross and Blue Shield, Network Health and UnitedHealthcare sell in Milwaukee and not in Dane County. Dean Health Plan, Group Health Cooperative-SCW and Quartz sell in Dane County and not in Milwaukee.

Milwaukee plans by metal level, network and deductible

There is not a single PPO on the 2026 marketplace in Milwaukee County. All 35 plans are HMO plans. Outside emergencies, the 35 HMO plans in Milwaukee generally pay nothing out of network, so the network list matters more than the premium. 6 plans in Milwaukee have a $0 medical deductible (5 expanded bronze and 1 gold). The 5 bronze ones among them still have out of pocket maximums of $9,200 to $10,600, so a $0 deductible does not mean a small bill.

2027 plans for Milwaukee County

These are the 2026 plans and prices for Milwaukee County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Milwaukee numbers then. Open enrollment for 2027 coverage in Wisconsin runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.

Questions about Milwaukee County coverage

More for Milwaukee County residents

• Health insurance brokers in Wisconsin, how to choose one and what it costs
• Every 2027 carrier change in Wisconsin
• How Milwaukee compares with the other 78 counties and parishes I track
• Estimate a Milwaukee subsidy