- 6carriers selling 2027 marketplace plans in Marion County
- 174plans on the Marion shelf, from 57 bronze to 41 gold
- $732benchmark silver for a 40 year old in Marion, full price per month
Who sells marketplace plans in Marion County
Six companies sell in Marion, against eight in the busiest Florida county I track and four in the thinnest. Florida Blue alone accounts for 74 of the 174 plans in Marion, 43 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.
| Carrier | Plans | Bronze | Silver | Gold | Platinum | Network types |
|---|---|---|---|---|---|---|
| Florida BlueFlorida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company) | 74 | 25 | 25 | 14 | 9 | EPO 19, HMO 27, POS 14, PPO 14 |
| OscarOscar Health Maintenance Organization of Florida | 36 | 13 | 14 | 9 | 0 | HMO 36 |
| Ambetter Health | 19 | 6 | 7 | 6 | 0 | HMO 19 |
| UnitedHealthcare | 16 | 5 | 6 | 5 | 0 | HMO 16 |
| Wellpoint | 15 | 5 | 5 | 4 | 0 | HMO 15 |
| AvMed | 14 | 3 | 5 | 3 | 3 | HMO 14 |
Marion plan counts from the CMS 2027 landscape file (county FIPS 12083, Rating Area 41). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What changed in Marion County for 2027
Molina Healthcare sold 19 of the 173 plans in Marion County in 2026 and has no plans here in the 2027 CMS file. If you were enrolled with Molina Healthcare, you should have a notice by now. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions. Marion now has six carriers and 174 plans, against seven carriers and 173 plans in 2026.
What it costs in Marion County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Marion plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Marion pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $444 | $567 | $1,205 | $1,134 | $1,813 |
| Lowest silver | $542 | $693 | $1,471 | $1,386 | $2,215 |
| Benchmark silver (second lowest) | $573 | $732 | $1,554 | $1,464 | $2,340 |
| Lowest gold | $565 | $722 | $1,534 | $1,444 | $2,309 |
| Lowest platinum | $984 | $1,258 | $2,672 | $2,516 | $4,022 |
Benchmark silver is the second lowest of the 62 silver premiums listed for Marion. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Marion County
Gold and silver are almost the same price in Marion County. The cheapest gold at 40 is $722, between the cheapest silver ($693) and the benchmark ($732). So for anyone in Marion who does not qualify for extra silver discounts, gold costs $29 more than the cheapest silver and gold deductibles here top out at $2,750.
In Marion County the benchmark is $165 above the cheapest bronze at age 40, and 21 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $732 benchmark minus what the government expects you to pay from your income. A 40 year old in Marion whose expected share is $165 a month or less would pay nothing for the cheapest bronze. At 60 the Marion gap grows to $350 and at 21 it shrinks to $129, which is why older enrollees are the ones most likely to find a $0 plan.
Compared with nearby Lake County, the Marion benchmark is $29 higher at 40 and the cheapest bronze is $23 higher. AmeriHealth Caritas Next sells in Lake County and not in Marion.
Marion plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 2 | 0 | |
| Bronze | 2 | 0 | $11,750 to $11,975 |
| Expanded Bronze | 55 | 14 | $0 to $10,150 |
| Silver | 62 | 2 | $0 to $11,925 |
| Gold | 41 | 7 | $0 to $2,750 |
| Platinum | 12 | 9 | |
| Total | 174 | 32 |
By network type the 174 Marion plans break down as 127 HMO, 19 EPO, 14 POS and 14 PPO. Only 14 are PPOs, and every one of them comes from Florida Blue. If seeing specialists without a referral matters to you, that narrows the Marion shelf to one company. 32 plans in Marion have a $0 medical deductible (14 expanded bronze, 9 platinum, 7 gold and 2 silver). The 14 bronze ones among them still have out of pocket maximums of $11,800 to $12,000, so a $0 deductible does not mean a small bill.
Every Marion price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Marion the premium tax credit is measured against the $732 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Marion numbers for you.
2027 plans for Marion County
These are the 2027 plans and prices for Marion County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Florida runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Marion plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Marion County coverage
How many health insurance companies sell marketplace plans in Marion County, Florida?
For 2027, six carriers sell individual marketplace plans in Marion County: Florida Blue, Oscar, Ambetter Health, UnitedHealthcare, Wellpoint and AvMed. Together they offer 174 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Marion County?
At full price before any subsidy, the cheapest bronze plan in Marion County is $444 a month for a 21 year old, $567 at 40 and $1,205 at 60. In Marion a couple both aged 40 pays $1,134 for the cheapest bronze, and two 40 year olds with two children pay $1,813. Catastrophic plans in Marion, open only to people under 30 or with a hardship exemption, start at $355 at age 21. Most people in Marion who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Marion County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $732 a month for a 40 year old in Marion County before subsidies. In Marion it is $573 at age 21 and $1,554 at age 60, and the lowest silver plan is $693 at 40.
Which insurance companies left Marion County for 2027?
Molina Healthcare sold 19 plans in Marion County in 2026 and has no plans there in the 2027 CMS plan file. Carriers still selling from the 2026 lineup: Florida Blue, Oscar, Ambetter Health, UnitedHealthcare, Wellpoint and AvMed. No new carrier entered for 2027.
Can I get a PPO or a $0 deductible plan in Marion County?
Yes to both. 14 of the 174 plans in Marion are PPOs, all from Florida Blue, and 32 plans have a $0 medical deductible. The cheapest gold plan for a 40 year old in Marion is $722 a month before subsidies.
More for Marion County residents
- Health insurance brokers in Florida, how to choose one and what it costs
- Every 2027 carrier change in Florida
- How Marion compares with the other 78 counties and parishes I track
- Estimate a Marion subsidy
Get your Marion County quote
Send me your ZIP and who needs coverage and I will compare every Marion plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Marion County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines