- 7carriers selling 2026 marketplace plans in Marion County
- 173plans on the Marion shelf, from 57 bronze to 41 gold
- $693benchmark silver for a 40 year old in Marion, full price per month
Who sells marketplace plans in Marion County
Seven companies sell in Marion, against ten in the busiest Florida county I track and four in the thinnest. Florida Blue alone accounts for 72 of the 173 plans in Marion, 42 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.
| Carrier | Plans | Bronze | Silver | Gold | Platinum | Network types |
|---|---|---|---|---|---|---|
| Florida BlueFlorida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company) | 72 | 24 | 24 | 13 | 11 | EPO 19, HMO 25, POS 14, PPO 14 |
| Ambetter Health | 19 | 6 | 7 | 6 | 0 | HMO 19 |
| Molina Healthcare | 19 | 7 | 5 | 7 | 0 | HMO 19 |
| OscarOscar Health Maintenance Organization of Florida | 19 | 7 | 8 | 4 | 0 | HMO 19 |
| UnitedHealthcare | 17 | 6 | 7 | 4 | 0 | HMO 17 |
| AvMed | 14 | 3 | 5 | 3 | 3 | HMO 14 |
| Wellpoint | 13 | 4 | 4 | 4 | 0 | HMO 13 |
Marion plan counts from the CMS 2026 landscape file (county FIPS 12083, Rating Area 41). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What it costs in Marion County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Marion plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Marion pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $402 | $514 | $1,092 | $1,029 | $1,645 |
| Lowest silver | $513 | $656 | $1,392 | $1,311 | $2,096 |
| Benchmark silver (second lowest) | $542 | $693 | $1,472 | $1,386 | $2,216 |
| Lowest gold | $501 | $640 | $1,359 | $1,280 | $2,046 |
| Lowest platinum | $832 | $1,063 | $2,258 | $2,127 | $3,400 |
Benchmark silver is the second lowest of the 60 silver premiums listed for Marion. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Marion County
The gold row is the surprise in Marion County. The cheapest gold plan for a 40 year old, $640 a month, is $16 cheaper than the cheapest silver plan at $656. That happens because Florida carriers load the cost of the extra silver discounts into silver premiums. If your income is too high for those discounts, silver is the worst value on the Marion shelf, and a gold deductible here tops out at $3,000.
In Marion County the benchmark is $179 above the cheapest bronze at age 40, and 36 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $693 benchmark minus what the government expects you to pay from your income. A 40 year old in Marion whose expected share is $179 a month or less would pay nothing for the cheapest bronze. At 60 the Marion gap grows to $380 and at 21 it shrinks to $140, which is why older enrollees are the ones most likely to find a $0 plan.
Compared with nearby Lake County, the Marion benchmark is $30 higher at 40 and the cheapest bronze is $20 higher. AmeriHealth Caritas Next and Cigna sell in Lake County and not in Marion.
Marion plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 1 | 0 | |
| Bronze | 6 | 0 | $6,150 to $10,600 |
| Expanded Bronze | 51 | 16 | $0 to $10,150 |
| Silver | 60 | 0 | $1,850 to $9,500 |
| Gold | 41 | 7 | $0 to $3,000 |
| Platinum | 14 | 11 | |
| Total | 173 | 34 |
By network type the 173 Marion plans break down as 126 HMO, 19 EPO, 14 POS and 14 PPO. Only 14 are PPOs, and every one of them comes from Florida Blue. If seeing specialists without a referral matters to you, that narrows the Marion shelf to one company. 34 plans in Marion have a $0 medical deductible (16 expanded bronze, 11 platinum and 7 gold). The 16 bronze ones among them still have out of pocket maximums of $9,900 to $10,600, so a $0 deductible does not mean a small bill.
Every Marion price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Marion the premium tax credit is measured against the $693 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Marion numbers for you.
2027 plans for Marion County
These are the 2026 plans and prices for Marion County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Marion numbers then. Open enrollment for 2027 coverage in Florida runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.
Questions about Marion County coverage
How many health insurance companies sell marketplace plans in Marion County, Florida?
For 2026, seven carriers sell individual marketplace plans in Marion County: Florida Blue, Ambetter Health, Molina Healthcare, Oscar, UnitedHealthcare, AvMed and Wellpoint. Together they offer 173 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Marion County?
At full price before any subsidy, the cheapest bronze plan in Marion County is $402 a month for a 21 year old, $514 at 40 and $1,092 at 60. In Marion a couple both aged 40 pays $1,029 for the cheapest bronze, and two 40 year olds with two children pay $1,645. Catastrophic plans in Marion, open only to people under 30 or with a hardship exemption, start at $429 at age 21. Most people in Marion who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Marion County for 2026?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $693 a month for a 40 year old in Marion County before subsidies. In Marion it is $542 at age 21 and $1,472 at age 60, and the lowest silver plan is $656 at 40.
Is any insurance company leaving Marion County for 2027?
None of the seven carriers selling in Marion County in 2026 is one of the confirmed 2027 exits I flag for Florida, which is Cigna. Smaller changes can still happen, so read your renewal notice. The 2027 carrier lineup and prices for Marion are published around November 1, 2026, and I will update this page then.
Can I get a PPO or a $0 deductible plan in Marion County?
Yes to both. 14 of the 173 plans in Marion are PPOs, all from Florida Blue, and 34 plans have a $0 medical deductible. The cheapest gold plan for a 40 year old in Marion is $640 a month before subsidies.
More for Marion County residents
- Health insurance brokers in Florida, how to choose one and what it costs
- Every 2027 carrier change in Florida
- How Marion compares with the other 78 counties and parishes I track
- Estimate a Marion subsidy
Get your Marion County quote
Send me your ZIP and who needs coverage and I will compare every Marion plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2026 (public use file), Marion County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines