- 5carriers selling 2026 marketplace plans in Duval County
- 142plans on the Duval shelf, from 47 bronze to 32 gold
- $682benchmark silver for a 40 year old in Duval, full price per month
Who sells marketplace plans in Duval County
Five companies sell in Duval, against ten in the busiest Florida county I track and four in the thinnest. Florida Blue alone accounts for 68 of the 142 plans in Duval, 48 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.
| Carrier | Plans | Bronze | Silver | Gold | Platinum | Network types |
|---|---|---|---|---|---|---|
| Florida BlueFlorida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company) | 68 | 23 | 23 | 12 | 10 | EPO 19, HMO 25, POS 10, PPO 14 |
| Ambetter Health | 26 | 8 | 10 | 8 | 0 | HMO 26 |
| Molina Healthcare | 19 | 7 | 5 | 7 | 0 | HMO 19 |
| OscarOscar Health Maintenance Organization of Florida | 15 | 6 | 7 | 2 | 0 | HMO 15 |
| AvMed | 14 | 3 | 5 | 3 | 3 | HMO 14 |
Duval plan counts from the CMS 2026 landscape file (county FIPS 12031, Rating Area 15). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What it costs in Duval County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Duval plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Duval pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $392 | $501 | $1,064 | $1,003 | $1,603 |
| Lowest silver | $500 | $639 | $1,357 | $1,278 | $2,043 |
| Benchmark silver (second lowest) | $533 | $682 | $1,447 | $1,363 | $2,179 |
| Lowest gold | $488 | $624 | $1,324 | $1,247 | $1,994 |
| Lowest platinum | $929 | $1,188 | $2,522 | $2,375 | $3,797 |
Benchmark silver is the second lowest of the 50 silver premiums listed for Duval. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Duval County
The gold row is the surprise in Duval County. The cheapest gold plan for a 40 year old, $624 a month, is $15 cheaper than the cheapest silver plan at $639. That happens because Florida carriers load the cost of the extra silver discounts into silver premiums. If your income is too high for those discounts, silver is the worst value on the Duval shelf, and a gold deductible here tops out at $3,000.
In Duval County the benchmark is $180 above the cheapest bronze at age 40, and 39 of the other 78 counties and parishes I track have a wider one. That gap decides whether bronze can be free, because your subsidy is the $682 benchmark minus what the government expects you to pay from your income. A 40 year old in Duval whose expected share is $180 a month or less would pay nothing for the cheapest bronze. At 60 the Duval gap grows to $383 and at 21 it shrinks to $141, which is why older enrollees are the ones most likely to find a $0 plan.
No other county on my list is close enough to Duval County to compare, so here is where it sits among the 20 Florida counties I track. Its benchmark is the 11th lowest of the 20 and its cheapest bronze is the 10th lowest. Duval has five carriers, where the busiest county has ten.
Duval plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Bronze | 4 | 0 | $6,150 to $10,125 |
| Expanded Bronze | 43 | 15 | $0 to $10,150 |
| Silver | 50 | 0 | $3,125 to $9,500 |
| Gold | 32 | 5 | $0 to $3,000 |
| Platinum | 13 | 11 | |
| Total | 142 | 31 |
By network type the 142 Duval plans break down as 99 HMO, 19 EPO, 14 PPO and 10 POS. Only 14 are PPOs, and every one of them comes from Florida Blue. If seeing specialists without a referral matters to you, that narrows the Duval shelf to one company. 31 plans in Duval have a $0 medical deductible (15 expanded bronze, 11 platinum and 5 gold). The 15 bronze ones among them still have out of pocket maximums of $9,900 to $10,600, so a $0 deductible does not mean a small bill.
Every Duval price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Duval the premium tax credit is measured against the $682 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Duval numbers for you.
2027 plans for Duval County
These are the 2026 plans and prices for Duval County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Duval numbers then. Open enrollment for 2027 coverage in Florida runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.
Questions about Duval County coverage
How many health insurance companies sell marketplace plans in Duval County, Florida?
For 2026, five carriers sell individual marketplace plans in Duval County: Florida Blue, Ambetter Health, Molina Healthcare, Oscar and AvMed. Together they offer 142 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Duval County?
At full price before any subsidy, the cheapest bronze plan in Duval County is $392 a month for a 21 year old, $501 at 40 and $1,064 at 60. In Duval a couple both aged 40 pays $1,003 for the cheapest bronze, and two 40 year olds with two children pay $1,603. No catastrophic plan is sold in Duval for 2026. Most people in Duval who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Duval County for 2026?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $682 a month for a 40 year old in Duval County before subsidies. In Duval it is $533 at age 21 and $1,447 at age 60, and the lowest silver plan is $639 at 40.
Is any insurance company leaving Duval County for 2027?
None of the five carriers selling in Duval County in 2026 is one of the confirmed 2027 exits I flag for Florida, which is Cigna. Smaller changes can still happen, so read your renewal notice. The 2027 carrier lineup and prices for Duval are published around November 1, 2026, and I will update this page then.
Can I get a PPO or a $0 deductible plan in Duval County?
Yes to both. 14 of the 142 plans in Duval are PPOs, all from Florida Blue, and 31 plans have a $0 medical deductible. The cheapest gold plan for a 40 year old in Duval is $624 a month before subsidies.
More for Duval County residents
- Health insurance brokers in Florida, how to choose one and what it costs
- Every 2027 carrier change in Florida
- How Duval compares with the other 78 counties and parishes I track
- Estimate a Duval subsidy
Get your Duval County quote
Send me your ZIP and who needs coverage and I will compare every Duval plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2026 (public use file), Duval County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines