- 5carriers selling 2027 marketplace plans in Duval County
- 139plans on the Duval shelf, from 47 bronze to 30 gold
- $719benchmark silver for a 40 year old in Duval, full price per month
Who sells marketplace plans in Duval County
Five companies sell in Duval, against eight in the busiest Florida county I track and four in the thinnest. Florida Blue alone accounts for 71 of the 139 plans in Duval, 51 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.
| Carrier | Plans | Bronze | Silver | Gold | Platinum | Network types |
|---|---|---|---|---|---|---|
| Florida BlueFlorida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company) | 71 | 25 | 24 | 13 | 8 | EPO 19, HMO 27, POS 11, PPO 14 |
| OscarOscar Health Maintenance Organization of Florida | 20 | 8 | 8 | 4 | 0 | HMO 20 |
| Ambetter Health | 19 | 6 | 7 | 6 | 0 | HMO 19 |
| Wellpoint New for 2027 | 15 | 5 | 5 | 4 | 0 | HMO 15 |
| AvMed | 14 | 3 | 5 | 3 | 3 | HMO 14 |
Duval plan counts from the CMS 2027 landscape file (county FIPS 12031, Rating Area 15). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What changed in Duval County for 2027
Molina Healthcare sold 19 of the 142 plans in Duval County in 2026 and has no plans here in the 2027 CMS file. If you were enrolled with Molina Healthcare, you should have a notice by now. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions. New in Duval for 2027: Wellpoint. Duval now has five carriers and 139 plans, against five carriers and 142 plans in 2026.
What it costs in Duval County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Duval plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Duval pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $426 | $544 | $1,156 | $1,088 | $1,740 |
| Lowest silver | $533 | $681 | $1,446 | $1,362 | $2,177 |
| Benchmark silver (second lowest) | $563 | $719 | $1,528 | $1,439 | $2,300 |
| Lowest gold | $542 | $692 | $1,470 | $1,384 | $2,213 |
| Lowest platinum | $1,032 | $1,319 | $2,801 | $2,638 | $4,217 |
Benchmark silver is the second lowest of the 49 silver premiums listed for Duval. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Duval County
Gold and silver are almost the same price in Duval County. The cheapest gold at 40 is $692, between the cheapest silver ($681) and the benchmark ($719). So for anyone in Duval who does not qualify for extra silver discounts, gold costs $11 more than the cheapest silver and gold deductibles here top out at $2,500.
In Duval County the benchmark is $175 above the cheapest bronze at age 40, and 30 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $719 benchmark minus what the government expects you to pay from your income. A 40 year old in Duval whose expected share is $175 a month or less would pay nothing for the cheapest bronze. At 60 the Duval gap grows to $372 and at 21 it shrinks to $137, which is why older enrollees are the ones most likely to find a $0 plan.
No other county on my list is close enough to Duval County to compare, so here is where it sits among the 20 Florida counties I track. Its benchmark is the 9th lowest of the 20 and its cheapest bronze is the 8th lowest. Duval has five carriers, where the busiest county has eight.
Duval plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 2 | 0 | |
| Bronze | 1 | 0 | $11,975 to $11,975 |
| Expanded Bronze | 46 | 12 | $0 to $10,150 |
| Silver | 49 | 0 | $1,850 to $11,925 |
| Gold | 30 | 5 | $0 to $2,500 |
| Platinum | 11 | 9 | |
| Total | 139 | 26 |
By network type the 139 Duval plans break down as 95 HMO, 19 EPO, 14 PPO and 11 POS. Only 14 are PPOs, and every one of them comes from Florida Blue. If seeing specialists without a referral matters to you, that narrows the Duval shelf to one company. 26 plans in Duval have a $0 medical deductible (12 expanded bronze, 9 platinum and 5 gold). The 12 bronze ones among them still have out of pocket maximums of $11,800 to $12,000, so a $0 deductible does not mean a small bill.
Every Duval price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Duval the premium tax credit is measured against the $719 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Duval numbers for you.
2027 plans for Duval County
These are the 2027 plans and prices for Duval County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Florida runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Duval plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Duval County coverage
How many health insurance companies sell marketplace plans in Duval County, Florida?
For 2027, five carriers sell individual marketplace plans in Duval County: Florida Blue, Oscar, Ambetter Health, Wellpoint and AvMed. Together they offer 139 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Duval County?
At full price before any subsidy, the cheapest bronze plan in Duval County is $426 a month for a 21 year old, $544 at 40 and $1,156 at 60. In Duval a couple both aged 40 pays $1,088 for the cheapest bronze, and two 40 year olds with two children pay $1,740. Catastrophic plans in Duval, open only to people under 30 or with a hardship exemption, start at $340 at age 21. Most people in Duval who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Duval County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $719 a month for a 40 year old in Duval County before subsidies. In Duval it is $563 at age 21 and $1,528 at age 60, and the lowest silver plan is $681 at 40.
Which insurance companies left Duval County for 2027?
Molina Healthcare sold 19 plans in Duval County in 2026 and has no plans there in the 2027 CMS plan file. Carriers still selling from the 2026 lineup: Florida Blue, Oscar, Ambetter Health and AvMed. New for 2027: Wellpoint.
Can I get a PPO or a $0 deductible plan in Duval County?
Yes to both. 14 of the 139 plans in Duval are PPOs, all from Florida Blue, and 26 plans have a $0 medical deductible. The cheapest gold plan for a 40 year old in Duval is $692 a month before subsidies.
More for Duval County residents
- Health insurance brokers in Florida, how to choose one and what it costs
- Every 2027 carrier change in Florida
- How Duval compares with the other 78 counties and parishes I track
- Estimate a Duval subsidy
Get your Duval County quote
Send me your ZIP and who needs coverage and I will compare every Duval plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Duval County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines