Kansas · Sedgwick County

Health insurance plans in Sedgwick County, Kansas (2026)

I pulled every 2026 marketplace plan sold in Sedgwick County, Kansas out of the official CMS plan file. There are 25 plans from two carriers, and a 40 year old in Sedgwick pays $703 a month at full price for the benchmark silver plan. That is $124 more than in Johnson County, the other Kansas county I track. Across all 79 counties and parishes I track in 24 states, only 15 have a higher benchmark. Below are the carriers, the plan counts, the full prices before subsidy, and what I think the numbers mean if you live in Wichita, Derby, Haysville, Park City or anywhere else in the county.

Who sells marketplace plans in Sedgwick County

Sedgwick County has fewer carriers than Johnson County, the other Kansas county I track, two against five. Across all 79 counties and parishes I track in 24 states, 73 have more carriers than Sedgwick. Ambetter from Sunflower Health Plan alone accounts for 16 of the 25 plans in Sedgwick, 64 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.

CarrierPlansBronzeSilverGoldNetwork types
Ambetter from Sunflower Health Plan16646EPO 16
Blue Cross and Blue Shield of KansasBlue Cross and Blue Shield of Kansas, Inc.9333EPO 9

Sedgwick plan counts from the CMS 2026 landscape file (county FIPS 20173, Rating Area 6). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.

What it costs in Sedgwick County before any subsidy

These are the full monthly prices, before any premium tax credit, for the cheapest Sedgwick plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Sedgwick pay less, often a lot less.

Monthly premium, full priceAge 21Age 40Age 60Couple, both 40Couple 40 + 2 kids
Lowest bronze$437$558$1,186$1,117$1,785
Lowest silver$545$696$1,479$1,393$2,227
Benchmark silver (second lowest)$550$703$1,493$1,406$2,248
Lowest gold$573$733$1,556$1,466$2,343

Benchmark silver is the second lowest of the 7 silver premiums listed for Sedgwick. The last column is two adults aged 40 plus two children.

What these numbers mean if you live in Sedgwick County

Sedgwick County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $733, which is $30 above the benchmark silver and $36 above the cheapest silver. In Sedgwick the extra gold premium pays for a lower deductible rather than coming free.

In Sedgwick County the benchmark is $145 above the cheapest bronze at age 40, and 18 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $703 benchmark minus what the government expects you to pay from your income. A 40 year old in Sedgwick whose expected share is $145 a month or less would pay nothing for the cheapest bronze. At 60 the Sedgwick gap grows to $307 and at 21 it shrinks to $113, which is why older enrollees are the ones most likely to find a $0 plan.

Johnson County, around Overland Park, is the other Kansas county I track. Compared with Johnson County, the Sedgwick benchmark is $124 higher at 40 and the cheapest bronze is $116 higher. Blue Cross and Blue Shield of Kansas sells in Sedgwick and not in Johnson County. Blue Cross and Blue Shield of Kansas City, Medica, Oscar and UnitedHealthcare sell in Johnson County and not in Sedgwick.

Sedgwick plans by metal level, network and deductible

Metal levelPlans$0 deductibleDeductible range
Expanded Bronze92$0 to $8,450
Silver70$3,400 to $6,300
Gold92$0 to $2,000
Total254

There is not a single PPO on the 2026 marketplace in Sedgwick County. All 25 plans are EPO plans. Outside emergencies, the 25 EPO plans in Sedgwick generally pay nothing out of network, so the network list matters more than the premium. 4 plans in Sedgwick have a $0 medical deductible (2 expanded bronze and 2 gold). The 2 bronze ones among them still have out of pocket maximums of $10,500, so a $0 deductible does not mean a small bill.

Every Sedgwick price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Sedgwick the premium tax credit is measured against the $703 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Sedgwick numbers for you.

2027 plans for Sedgwick County

These are the 2026 plans and prices for Sedgwick County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Sedgwick numbers then. Open enrollment for 2027 coverage in Kansas runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.

Questions about Sedgwick County coverage

How many health insurance companies sell marketplace plans in Sedgwick County, Kansas?

For 2026, two carriers sell individual marketplace plans in Sedgwick County: Ambetter from Sunflower Health Plan and Blue Cross and Blue Shield of Kansas. Together they offer 25 plans across the metal levels, according to the CMS plan landscape file.

What is the cheapest health insurance in Sedgwick County?

At full price before any subsidy, the cheapest bronze plan in Sedgwick County is $437 a month for a 21 year old, $558 at 40 and $1,186 at 60. In Sedgwick a couple both aged 40 pays $1,117 for the cheapest bronze, and two 40 year olds with two children pay $1,785. No catastrophic plan is sold in Sedgwick for 2026. Most people in Sedgwick who qualify for a premium tax credit pay less than these prices.

What is the benchmark silver plan premium in Sedgwick County for 2026?

The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $703 a month for a 40 year old in Sedgwick County before subsidies. In Sedgwick it is $550 at age 21 and $1,493 at age 60, and the lowest silver plan is $696 at 40.

Is any insurance company leaving Sedgwick County for 2027?

None of the two carriers selling in Sedgwick County in 2026 is one of the confirmed 2027 exits I flag for Kansas, which is Medica. Smaller changes can still happen, so read your renewal notice. The 2027 carrier lineup and prices for Sedgwick are published around November 1, 2026, and I will update this page then.

Can I get a PPO plan in Sedgwick County?

Not on the 2026 marketplace. All 25 plans in Sedgwick County are EPO plans. 4 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Sedgwick is $733 a month before subsidies.

More for Sedgwick County residents

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