Health insurance plans in Sedgwick County, Kansas (2027)

• 3carriers selling 2027 marketplace plans in Sedgwick County
• 42plans on the Sedgwick shelf, from 15 bronze to 14 gold
• $796benchmark silver for a 40 year old in Sedgwick, full price per month

Who sells marketplace plans in Sedgwick County

Sedgwick County has fewer carriers than Johnson County, the other Kansas county I track, three against four. Across all 79 counties and parishes I track, 58 have more carriers than Sedgwick. Ambetter from Sunflower Health Plan alone accounts for 17 of the 42 plans in Sedgwick, 40 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.

Sedgwick plan counts from the CMS 2027 landscape file (county FIPS 20173, Rating Area 6). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.

What changed in Sedgwick County for 2027

What it costs in Sedgwick County before any subsidy

These are the full monthly prices, before any premium tax credit, for the cheapest Sedgwick plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Sedgwick pay less, often a lot less.

Benchmark silver is the second lowest of the 13 silver premiums listed for Sedgwick. The last column is two adults aged 40 plus two children.

What these numbers mean if you live in Sedgwick County

Sedgwick County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $825, which is $30 above the benchmark silver and $50 above the cheapest silver. In Sedgwick the extra gold premium pays for a lower deductible rather than coming free.

In Sedgwick County the benchmark is $151 above the cheapest bronze at age 40, and 15 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $796 benchmark minus what the government expects you to pay from your income. A 40 year old in Sedgwick whose expected share is $151 a month or less would pay nothing for the cheapest bronze. At 60 the Sedgwick gap grows to $321 and at 21 it shrinks to $118, which is why older enrollees are the ones most likely to find a $0 plan.

Johnson County, around Overland Park, is the other Kansas county I track. Compared with Johnson County, the Sedgwick benchmark is $119 higher at 40 and the cheapest bronze is $137 higher. Blue Cross and Blue Shield of Kansas sells in Sedgwick and not in Johnson County. Blue Cross and Blue Shield of Kansas City and Oscar sell in Johnson County and not in Sedgwick.

Sedgwick plans by metal level, network and deductible

There is not a single PPO on the 2027 marketplace in Sedgwick County. All 42 plans are EPO plans. Outside emergencies, the 42 EPO plans in Sedgwick generally pay nothing out of network, so the network list matters more than the premium. 8 plans in Sedgwick have a $0 medical deductible (4 expanded bronze and 4 gold). The 4 bronze ones among them still have out of pocket maximums of $11,700 to $11,800, so a $0 deductible does not mean a small bill.

2027 plans for Sedgwick County

These are the 2027 plans and prices for Sedgwick County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Kansas runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Sedgwick plan, compare before you let it renew, because your carrier and your benchmark may both have changed.

Questions about Sedgwick County coverage

More for Sedgwick County residents

• Health insurance brokers in Kansas, how to choose one and what it costs
• Every 2027 carrier change in Kansas
• How Sedgwick compares with the other 78 counties and parishes I track
• Estimate a Sedgwick subsidy