- 5carriers selling 2026 marketplace plans in Hinds County
- 48plans on the Hinds shelf, from 18 bronze to 14 gold
- $638benchmark silver for a 40 year old in Hinds, full price per month
Who sells marketplace plans in Hinds County
Hinds County has more carriers than Harrison County, the other Mississippi county I track, five against four. Across all 79 counties and parishes I track in 24 states, 30 have more carriers than Hinds. The biggest lineup in Hinds belongs to UnitedHealthcare with 15 plans, about 31 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| UnitedHealthcare | 15 | 5 | 5 | 5 | HMO 15 |
| Ambetter Health | 14 | 6 | 2 | 6 | HMO 14 |
| CignaCigna Healthcare Leaving for 2027 | 10 | 4 | 5 | 1 | EPO 10 |
| OscarOscar Health Plan, Inc. | 7 | 3 | 3 | 1 | HMO 7 |
| Molina Healthcare Leaving for 2027 | 2 | 0 | 1 | 1 | HMO 2 |
Hinds plan counts from the CMS 2026 landscape file (county FIPS 28049, Rating Area 3). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
Leaving Hinds County for 2027
Cigna and Molina sell 12 of the 48 plans in Hinds County this year. Cigna is leaving the ACA individual market in every state where it sells, on and off exchange, for 2027. Molina is leaving the Mississippi marketplace for 2027. After both exits, three carriers are left from the 2026 Hinds lineup: UnitedHealthcare, Ambetter Health and Oscar. If you are enrolled with either company in Hinds, you will get a notice this fall. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions.
What it costs in Hinds County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Hinds plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Hinds pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $475 | $608 | $1,290 | $1,215 | $1,819 |
| Lowest silver | $496 | $634 | $1,346 | $1,268 | $1,898 |
| Benchmark silver (second lowest) | $500 | $638 | $1,356 | $1,277 | $1,911 |
| Lowest gold | $679 | $867 | $1,842 | $1,735 | $2,596 |
Benchmark silver is the second lowest of the 16 silver premiums listed for Hinds. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Hinds County
Hinds County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $867, which is $229 above the benchmark silver and $233 above the cheapest silver. In Hinds the extra gold premium pays for a lower deductible rather than coming free.
In Hinds County the benchmark is $31 above the cheapest bronze at age 40, the narrowest gap of the 79 counties and parishes I track. That gap decides whether bronze can be free, because your subsidy is the $638 benchmark minus what the government expects you to pay from your income. A 40 year old in Hinds whose expected share is $31 a month or less would pay nothing for the cheapest bronze. At 60 the Hinds gap grows to $66 and at 21 it shrinks to $24, which is why older enrollees are the ones most likely to find a $0 plan.
Harrison County, around Gulfport, is the other Mississippi county I track. Compared with Harrison County, the Hinds benchmark is $19 lower at 40 and the cheapest bronze is $44 higher. Oscar sells in Hinds and not in Harrison County.
Hinds plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Bronze | 1 | 0 | $10,600 to $10,600 |
| Expanded Bronze | 17 | 3 | $0 to $8,500 |
| Silver | 16 | 2 | $0 to $6,500 |
| Gold | 14 | 2 | $0 to $2,000 |
| Total | 48 | 7 |
There is not a single PPO on the 2026 marketplace in Hinds County. The 48 plans split into 38 HMO and 10 EPO. Outside emergencies, the 10 EPO and 38 HMO plans in Hinds generally pay nothing out of network, so the network list matters more than the premium. 7 plans in Hinds have a $0 medical deductible (3 expanded bronze, 2 silver and 2 gold). The 3 bronze ones among them still have out of pocket maximums of $10,600, so a $0 deductible does not mean a small bill.
Every Hinds price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Hinds the premium tax credit is measured against the $638 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Hinds numbers for you.
2027 plans for Hinds County
These are the 2026 plans and prices for Hinds County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Hinds numbers then. Open enrollment for 2027 coverage in Mississippi runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.
Questions about Hinds County coverage
How many health insurance companies sell marketplace plans in Hinds County, Mississippi?
For 2026, five carriers sell individual marketplace plans in Hinds County: UnitedHealthcare, Ambetter Health, Cigna, Oscar and Molina Healthcare. Together they offer 48 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Hinds County?
At full price before any subsidy, the cheapest bronze plan in Hinds County is $475 a month for a 21 year old, $608 at 40 and $1,290 at 60. In Hinds a couple both aged 40 pays $1,215 for the cheapest bronze, and two 40 year olds with two children pay $1,819. No catastrophic plan is sold in Hinds for 2026. Most people in Hinds who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Hinds County for 2026?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $638 a month for a 40 year old in Hinds County before subsidies. In Hinds it is $500 at age 21 and $1,356 at age 60, and the lowest silver plan is $634 at 40.
Which insurance companies are leaving Hinds County for 2027?
Cigna is leaving the ACA individual market in every state where it sells, on and off exchange, for 2027. Molina is leaving the Mississippi marketplace for 2027. In 2026 they sell 12 plans in Hinds County. Three carriers from the 2026 Hinds lineup remain: UnitedHealthcare, Ambetter Health and Oscar. The full 2027 lineup and prices are published around November 1, 2026.
Can I get a PPO plan in Hinds County?
Not on the 2026 marketplace. All 48 plans in Hinds County are HMO or EPO plans. 7 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Hinds is $867 a month before subsidies.
More for Hinds County residents
- Health insurance brokers in Mississippi, how to choose one and what it costs
- Every 2027 carrier change in Mississippi
- How Hinds compares with the other 78 counties and parishes I track
- Estimate a Hinds subsidy
Get your Hinds County quote
Send me your ZIP and who needs coverage and I will compare every Hinds plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2026 (public use file), Hinds County rows
- HealthCare.gov, Health plan information for individuals and families
- STAT, Cigna to exit the ACA individual market in 2027
- ACA Signups, Mississippi 2027 rate filings and carrier withdrawals
- healthinsurance.org, ACA open enrollment deadlines