Health insurance plans in Hinds County, Mississippi (2027)

• 3carriers selling 2027 marketplace plans in Hinds County
• 43plans on the Hinds shelf, from 15 bronze to 12 gold
• $869benchmark silver for a 40 year old in Hinds, full price per month

Who sells marketplace plans in Hinds County

Hinds County and Harrison County, the two Mississippi counties I track, have the same number of carriers, three each. Across all 79 counties and parishes I track, 58 have more carriers than Hinds. Ambetter Health alone accounts for 19 of the 43 plans in Hinds, 44 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.

Hinds plan counts from the CMS 2027 landscape file (county FIPS 28049, Rating Area 3). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.

What changed in Hinds County for 2027

What it costs in Hinds County before any subsidy

These are the full monthly prices, before any premium tax credit, for the cheapest Hinds plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Hinds pay less, often a lot less.

Benchmark silver is the second lowest of the 16 silver premiums listed for Hinds. The last column is two adults aged 40 plus two children.

What these numbers mean if you live in Hinds County

Hinds County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $1,060, which is $191 above the benchmark silver and $200 above the cheapest silver. In Hinds the extra gold premium pays for a lower deductible rather than coming free.

In Hinds County the benchmark is $151 above the cheapest bronze at age 40, and 16 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $869 benchmark minus what the government expects you to pay from your income. A 40 year old in Hinds whose expected share is $151 a month or less would pay nothing for the cheapest bronze. At 60 the Hinds gap grows to $322 and at 21 it shrinks to $119, which is why older enrollees are the ones most likely to find a $0 plan.

Harrison County, around Gulfport, is the other Mississippi county I track. Compared with Harrison County, the Hinds benchmark is $88 higher at 40 and the cheapest bronze is $33 higher. The same three carriers sell in both, so moving between Hinds and Harrison changes the price you pay but not the companies you can pick from.

Hinds plans by metal level, network and deductible

There is not a single PPO on the 2027 marketplace in Hinds County. All 43 plans are HMO plans. Outside emergencies, the 43 HMO plans in Hinds generally pay nothing out of network, so the network list matters more than the premium. 7 plans in Hinds have a $0 medical deductible (3 expanded bronze, 2 silver and 2 gold). The 3 bronze ones among them still have out of pocket maximums of $12,000, so a $0 deductible does not mean a small bill.

2027 plans for Hinds County

These are the 2027 plans and prices for Hinds County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Mississippi runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Hinds plan, compare before you let it renew, because your carrier and your benchmark may both have changed.

Questions about Hinds County coverage

More for Hinds County residents

• Health insurance brokers in Mississippi, how to choose one and what it costs
• Every 2027 carrier change in Mississippi
• How Hinds compares with the other 78 counties and parishes I track
• Estimate a Hinds subsidy