- 4carriers selling 2027 marketplace plans in Johnson County
- 48plans on the Johnson shelf, from 20 bronze to 14 gold
- $677benchmark silver for a 40 year old in Johnson, full price per month
Who sells marketplace plans in Johnson County
Johnson County has more carriers than Sedgwick County, the other Kansas county I track, four against three. Across all 79 counties and parishes I track, 44 have more carriers than Johnson. The biggest lineup in Johnson belongs to Ambetter from Sunflower Health Plan with 17 plans, about 35 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| Ambetter from Sunflower Health Plan | 17 | 6 | 5 | 6 | EPO 17 |
| UnitedHealthcare | 16 | 6 | 5 | 5 | EPO 16 |
| Blue Cross and Blue Shield of Kansas City | 8 | 3 | 3 | 2 | EPO 8 |
| OscarOscar Insurance Company | 7 | 5 | 1 | 1 | EPO 7 |
Johnson plan counts from the CMS 2027 landscape file (county FIPS 20091, Rating Area 1). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What changed in Johnson County for 2027
Medica sold 9 of the 55 plans in Johnson County in 2026 and has no plans here in the 2027 CMS file. If you were enrolled with Medica, you should have a notice by now. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions. Johnson now has four carriers and 48 plans, against five carriers and 55 plans in 2026.
What it costs in Johnson County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Johnson plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Johnson pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $397 | $508 | $1,079 | $1,016 | $1,624 |
| Lowest silver | $512 | $654 | $1,390 | $1,309 | $2,092 |
| Benchmark silver (second lowest) | $530 | $677 | $1,437 | $1,353 | $2,164 |
| Lowest gold | $555 | $710 | $1,507 | $1,419 | $2,269 |
Benchmark silver is the second lowest of the 14 silver premiums listed for Johnson. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Johnson County
Johnson County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $710, which is $33 above the benchmark silver and $55 above the cheapest silver. In Johnson the extra gold premium pays for a lower deductible rather than coming free.
In Johnson County the benchmark is $169 above the cheapest bronze at age 40, and 25 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $677 benchmark minus what the government expects you to pay from your income. A 40 year old in Johnson whose expected share is $169 a month or less would pay nothing for the cheapest bronze. At 60 the Johnson gap grows to $358 and at 21 it shrinks to $132, which is why older enrollees are the ones most likely to find a $0 plan.
Sedgwick County, around Wichita, is the other Kansas county I track. Compared with Sedgwick County, the Johnson benchmark is $119 lower at 40 and the cheapest bronze is $137 lower. Blue Cross and Blue Shield of Kansas City and Oscar sell in Johnson and not in Sedgwick County. Blue Cross and Blue Shield of Kansas sells in Sedgwick County and not in Johnson.
Johnson plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Bronze | 2 | 0 | $11,750 to $11,750 |
| Expanded Bronze | 18 | 5 | $0 to $9,900 |
| Silver | 14 | 0 | $3,400 to $6,400 |
| Gold | 14 | 4 | $0 to $2,500 |
| Total | 48 | 9 |
There is not a single PPO on the 2027 marketplace in Johnson County. All 48 plans are EPO plans. Outside emergencies, the 48 EPO plans in Johnson generally pay nothing out of network, so the network list matters more than the premium. 9 plans in Johnson have a $0 medical deductible (5 expanded bronze and 4 gold). The 5 bronze ones among them still have out of pocket maximums of $11,700 to $12,000, so a $0 deductible does not mean a small bill.
Every Johnson price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Johnson the premium tax credit is measured against the $677 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Johnson numbers for you.
2027 plans for Johnson County
These are the 2027 plans and prices for Johnson County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Kansas runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Johnson plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Johnson County coverage
How many health insurance companies sell marketplace plans in Johnson County, Kansas?
For 2027, four carriers sell individual marketplace plans in Johnson County: Ambetter from Sunflower Health Plan, UnitedHealthcare, Blue Cross and Blue Shield of Kansas City and Oscar. Together they offer 48 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Johnson County?
At full price before any subsidy, the cheapest bronze plan in Johnson County is $397 a month for a 21 year old, $508 at 40 and $1,079 at 60. In Johnson a couple both aged 40 pays $1,016 for the cheapest bronze, and two 40 year olds with two children pay $1,624. No catastrophic plan is sold in Johnson for 2027. Most people in Johnson who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Johnson County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $677 a month for a 40 year old in Johnson County before subsidies. In Johnson it is $530 at age 21 and $1,437 at age 60, and the lowest silver plan is $654 at 40.
Which insurance companies left Johnson County for 2027?
Medica sold 9 plans in Johnson County in 2026 and has no plans there in the 2027 CMS plan file. Carriers still selling from the 2026 lineup: Ambetter from Sunflower Health Plan, UnitedHealthcare, Blue Cross and Blue Shield of Kansas City and Oscar. No new carrier entered for 2027.
Can I get a PPO plan in Johnson County?
Not on the 2027 marketplace. All 48 plans in Johnson County are EPO plans. 9 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Johnson is $710 a month before subsidies.
More for Johnson County residents
- Health insurance brokers in Kansas, how to choose one and what it costs
- Every 2027 carrier change in Kansas
- How Johnson compares with the other 78 counties and parishes I track
- Estimate a Johnson subsidy
Get your Johnson County quote
Send me your ZIP and who needs coverage and I will compare every Johnson plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Johnson County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines