- 5carriers selling 2026 marketplace plans in Johnson County
- 55plans on the Johnson shelf, from 21 bronze to 17 gold
- $579benchmark silver for a 40 year old in Johnson, full price per month
Who sells marketplace plans in Johnson County
Johnson County has more carriers than Sedgwick County, the other Kansas county I track, five against two. Across all 79 counties and parishes I track in 24 states, 30 have more carriers than Johnson. The biggest lineup in Johnson belongs to Ambetter from Sunflower Health Plan with 16 plans, about 29 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| Ambetter from Sunflower Health Plan | 16 | 6 | 4 | 6 | EPO 16 |
| UnitedHealthcare | 15 | 5 | 5 | 5 | EPO 15 |
| Blue Cross and Blue Shield of Kansas City | 9 | 3 | 3 | 2 | EPO 9 |
| Medica Leaving for 2027 | 9 | 3 | 3 | 3 | EPO 9 |
| OscarOscar Insurance Company | 6 | 4 | 1 | 1 | EPO 6 |
Johnson plan counts from the CMS 2026 landscape file (county FIPS 20091, Rating Area 1). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
Leaving Johnson County for 2027
Medica sells 9 of the 55 plans in Johnson County this year. Medica is leaving the Kansas individual marketplace for 2027. After that exit, four carriers are left from the 2026 Johnson lineup: Ambetter from Sunflower Health Plan, UnitedHealthcare, Blue Cross and Blue Shield of Kansas City and Oscar. If you are enrolled with Medica in Johnson, you will get a notice this fall. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions.
What it costs in Johnson County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Johnson plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Johnson pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $346 | $442 | $938 | $884 | $1,413 |
| Lowest silver | $447 | $571 | $1,212 | $1,141 | $1,824 |
| Benchmark silver (second lowest) | $453 | $579 | $1,230 | $1,159 | $1,852 |
| Lowest gold | $477 | $610 | $1,295 | $1,219 | $1,949 |
Benchmark silver is the second lowest of the 16 silver premiums listed for Johnson. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Johnson County
Johnson County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $610, which is $30 above the benchmark silver and $39 above the cheapest silver. In Johnson the extra gold premium pays for a lower deductible rather than coming free.
In Johnson County the benchmark is $138 above the cheapest bronze at age 40, and 14 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $579 benchmark minus what the government expects you to pay from your income. A 40 year old in Johnson whose expected share is $138 a month or less would pay nothing for the cheapest bronze. At 60 the Johnson gap grows to $292 and at 21 it shrinks to $108, which is why older enrollees are the ones most likely to find a $0 plan.
Sedgwick County, around Wichita, is the other Kansas county I track. Compared with Sedgwick County, the Johnson benchmark is $124 lower at 40 and the cheapest bronze is $116 lower. Blue Cross and Blue Shield of Kansas City, Medica, Oscar and UnitedHealthcare sell in Johnson and not in Sedgwick County. Blue Cross and Blue Shield of Kansas sells in Sedgwick County and not in Johnson.
Johnson plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 1 | 0 | |
| Bronze | 1 | 0 | $10,600 to $10,600 |
| Expanded Bronze | 20 | 5 | $0 to $8,500 |
| Silver | 16 | 0 | $3,250 to $6,300 |
| Gold | 17 | 4 | $0 to $2,500 |
| Total | 55 | 9 |
There is not a single PPO on the 2026 marketplace in Johnson County. All 55 plans are EPO plans. Outside emergencies, the 55 EPO plans in Johnson generally pay nothing out of network, so the network list matters more than the premium. 9 plans in Johnson have a $0 medical deductible (5 expanded bronze and 4 gold). The 5 bronze ones among them still have out of pocket maximums of $10,500 to $10,600, so a $0 deductible does not mean a small bill.
Every Johnson price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Johnson the premium tax credit is measured against the $579 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Johnson numbers for you.
2027 plans for Johnson County
These are the 2026 plans and prices for Johnson County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Johnson numbers then. Open enrollment for 2027 coverage in Kansas runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.
Questions about Johnson County coverage
How many health insurance companies sell marketplace plans in Johnson County, Kansas?
For 2026, five carriers sell individual marketplace plans in Johnson County: Ambetter from Sunflower Health Plan, UnitedHealthcare, Blue Cross and Blue Shield of Kansas City, Medica and Oscar. Together they offer 55 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Johnson County?
At full price before any subsidy, the cheapest bronze plan in Johnson County is $346 a month for a 21 year old, $442 at 40 and $938 at 60. In Johnson a couple both aged 40 pays $884 for the cheapest bronze, and two 40 year olds with two children pay $1,413. Catastrophic plans in Johnson, open only to people under 30 or with a hardship exemption, start at $347 at age 21. Most people in Johnson who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Johnson County for 2026?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $579 a month for a 40 year old in Johnson County before subsidies. In Johnson it is $453 at age 21 and $1,230 at age 60, and the lowest silver plan is $571 at 40.
Which insurance companies are leaving Johnson County for 2027?
Medica is leaving the Kansas individual marketplace for 2027. In 2026 it sells 9 plans in Johnson County. Four carriers from the 2026 Johnson lineup remain: Ambetter from Sunflower Health Plan, UnitedHealthcare, Blue Cross and Blue Shield of Kansas City and Oscar. The full 2027 lineup and prices are published around November 1, 2026.
Can I get a PPO plan in Johnson County?
Not on the 2026 marketplace. All 55 plans in Johnson County are EPO plans. 9 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Johnson is $610 a month before subsidies.
More for Johnson County residents
- Health insurance brokers in Kansas, how to choose one and what it costs
- Every 2027 carrier change in Kansas
- How Johnson compares with the other 78 counties and parishes I track
- Estimate a Johnson subsidy
Get your Johnson County quote
Send me your ZIP and who needs coverage and I will compare every Johnson plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2026 (public use file), Johnson County rows
- HealthCare.gov, Health plan information for individuals and families
- ACA Signups, Kansas 2027 rate filings and carrier withdrawals
- healthinsurance.org, ACA open enrollment deadlines