- 4carriers selling 2027 marketplace plans in Marion County
- 55plans on the Marion shelf, from 20 bronze to 15 gold
- $531benchmark silver for a 40 year old in Marion, full price per month
Who sells marketplace plans in Marion County
Marion County has more carriers than Lake County, the other Indiana county I track, four against two. Across all 79 counties and parishes I track, 44 have more carriers than Marion. The biggest lineup in Marion belongs to Ambetter Health with 18 plans, about 33 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| Ambetter Health | 18 | 6 | 6 | 6 | HMO 18 |
| UnitedHealthcare New for 2027 | 15 | 4 | 6 | 5 | EPO 15 |
| Anthem Blue Cross and Blue Shield | 13 | 7 | 4 | 1 | HMO 11, POS 2 |
| AmeriHealth Caritas Next New for 2027 | 9 | 3 | 3 | 3 | HMO 9 |
Marion plan counts from the CMS 2027 landscape file (county FIPS 18097, Rating Area 10). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What changed in Marion County for 2027
CareSource and Cigna together sold 31 of the 56 plans in Marion County in 2026 and have no plans here in the 2027 CMS file. If you were enrolled with either company, you should have a notice by now. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions. New in Marion for 2027: UnitedHealthcare and AmeriHealth Caritas Next. Marion now has four carriers and 55 plans, against four carriers and 56 plans in 2026.
What it costs in Marion County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Marion plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Marion pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $362 | $463 | $982 | $925 | $1,479 |
| Lowest silver | $408 | $522 | $1,108 | $1,044 | $1,669 |
| Benchmark silver (second lowest) | $415 | $531 | $1,127 | $1,062 | $1,697 |
| Lowest gold | $533 | $681 | $1,446 | $1,362 | $2,178 |
Benchmark silver is the second lowest of the 19 silver premiums listed for Marion. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Marion County
Marion County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $681, which is $150 above the benchmark silver and $159 above the cheapest silver. In Marion the extra gold premium pays for a lower deductible rather than coming free.
In Marion County the benchmark is $68 above the cheapest bronze at age 40, the narrowest gap of the 79 counties and parishes I track. That gap decides whether bronze can be free, because your subsidy is the $531 benchmark minus what the government expects you to pay from your income. A 40 year old in Marion whose expected share is $68 a month or less would pay nothing for the cheapest bronze. At 60 the Marion gap grows to $145 and at 21 it shrinks to $53, which is why older enrollees are the ones most likely to find a $0 plan.
Lake County, around Gary, is the other Indiana county I track. Compared with Lake County, the Marion benchmark is $80 lower at 40 and the cheapest bronze is $70 lower. AmeriHealth Caritas Next and UnitedHealthcare sell in Marion and not in Lake County.
Marion plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 1 | 0 | |
| Bronze | 2 | 0 | $11,750 to $12,000 |
| Expanded Bronze | 18 | 2 | $0 to $11,700 |
| Silver | 19 | 2 | $0 to $8,500 |
| Gold | 15 | 5 | $0 to $2,500 |
| Total | 55 | 9 |
There is not a single PPO on the 2027 marketplace in Marion County. The 55 plans split into 38 HMO, 15 EPO and 2 POS. Outside emergencies, the 15 EPO and 38 HMO plans in Marion generally pay nothing out of network, so the network list matters more than the premium. 9 plans in Marion have a $0 medical deductible (5 gold, 2 expanded bronze and 2 silver). The 2 bronze ones among them still have out of pocket maximums of $12,000, so a $0 deductible does not mean a small bill.
Every Marion price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Marion the premium tax credit is measured against the $531 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Marion numbers for you.
2027 plans for Marion County
These are the 2027 plans and prices for Marion County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Indiana runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Marion plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Marion County coverage
How many health insurance companies sell marketplace plans in Marion County, Indiana?
For 2027, four carriers sell individual marketplace plans in Marion County: Ambetter Health, UnitedHealthcare, Anthem Blue Cross and Blue Shield and AmeriHealth Caritas Next. Together they offer 55 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Marion County?
At full price before any subsidy, the cheapest bronze plan in Marion County is $362 a month for a 21 year old, $463 at 40 and $982 at 60. In Marion a couple both aged 40 pays $925 for the cheapest bronze, and two 40 year olds with two children pay $1,479. Catastrophic plans in Marion, open only to people under 30 or with a hardship exemption, start at $354 at age 21. Most people in Marion who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Marion County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $531 a month for a 40 year old in Marion County before subsidies. In Marion it is $415 at age 21 and $1,127 at age 60, and the lowest silver plan is $522 at 40.
Which insurance companies left Marion County for 2027?
CareSource and Cigna sold 31 plans in Marion County in 2026 and have no plans there in the 2027 CMS plan file. Carriers still selling from the 2026 lineup: Ambetter Health and Anthem Blue Cross and Blue Shield. New for 2027: UnitedHealthcare and AmeriHealth Caritas Next.
Can I get a PPO plan in Marion County?
Not on the 2027 marketplace. All 55 plans in Marion County are HMO, EPO or POS plans. 9 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Marion is $681 a month before subsidies.
More for Marion County residents
- Health insurance brokers in Indiana, how to choose one and what it costs
- Every 2027 carrier change in Indiana
- How Marion compares with the other 78 counties and parishes I track
- Estimate a Marion subsidy
Get your Marion County quote
Send me your ZIP and who needs coverage and I will compare every Marion plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Marion County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines