- 4carriers selling 2026 marketplace plans in Marion County
- 56plans on the Marion shelf, from 16 bronze to 16 gold
- $476benchmark silver for a 40 year old in Marion, full price per month
Who sells marketplace plans in Marion County
Marion County has more carriers than Lake County, the other Indiana county I track, four against three. Across all 79 counties and parishes I track in 24 states, 51 have more carriers than Marion. The biggest lineup in Marion belongs to CareSource with 22 plans, about 39 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Platinum | Network types |
|---|---|---|---|---|---|---|
| CareSource Leaving for 2027 | 22 | 5 | 9 | 6 | 2 | HMO 22 |
| Anthem Blue Cross and Blue Shield | 15 | 7 | 5 | 2 | 0 | HMO 13, POS 2 |
| Ambetter Health | 10 | 0 | 4 | 6 | 0 | HMO 10 |
| CignaCigna Healthcare Leaving for 2027 | 9 | 4 | 3 | 2 | 0 | EPO 9 |
Marion plan counts from the CMS 2026 landscape file (county FIPS 18097, Rating Area 10). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
Leaving Marion County for 2027
Cigna and CareSource sell 31 of the 56 plans in Marion County this year. Cigna is leaving the ACA individual market in every state where it sells, on and off exchange, for 2027. CareSource is leaving the Indiana individual market for 2027. After both exits, two carriers are left from the 2026 Marion lineup: Anthem Blue Cross and Blue Shield and Ambetter Health. If you are enrolled with either company in Marion, you will get a notice this fall. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions.
What it costs in Marion County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Marion plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Marion pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $313 | $401 | $851 | $801 | $1,281 |
| Lowest silver | $367 | $469 | $996 | $938 | $1,500 |
| Benchmark silver (second lowest) | $372 | $476 | $1,010 | $951 | $1,521 |
| Lowest gold | $467 | $597 | $1,267 | $1,193 | $1,907 |
| Lowest platinum | $850 | $1,087 | $2,308 | $2,174 | $3,475 |
Benchmark silver is the second lowest of the 21 silver premiums listed for Marion. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Marion County
Marion County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $597, which is $121 above the benchmark silver and $128 above the cheapest silver. In Marion the extra gold premium pays for a lower deductible rather than coming free.
In Marion County the benchmark is $75 above the cheapest bronze at age 40, and one of the other 78 counties and parishes I track has a narrower one. That gap decides whether bronze can be free, because your subsidy is the $476 benchmark minus what the government expects you to pay from your income. A 40 year old in Marion whose expected share is $75 a month or less would pay nothing for the cheapest bronze. At 60 the Marion gap grows to $159 and at 21 it shrinks to $59, which is why older enrollees are the ones most likely to find a $0 plan.
Lake County, around Gary, is the other Indiana county I track. Compared with Lake County, the Marion benchmark is $24 lower at 40 and the cheapest bronze is $20 lower. Cigna sells in Marion and not in Lake County.
Marion plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 1 | 0 | |
| Bronze | 2 | 0 | $10,150 to $10,150 |
| Expanded Bronze | 14 | 0 | $3,800 to $10,600 |
| Silver | 21 | 0 | $3,000 to $7,000 |
| Gold | 16 | 2 | $0 to $3,000 |
| Platinum | 2 | 2 | |
| Total | 56 | 4 |
There is not a single PPO on the 2026 marketplace in Marion County. The 56 plans split into 45 HMO, 9 EPO and 2 POS. Outside emergencies, the 9 EPO and 45 HMO plans in Marion generally pay nothing out of network, so the network list matters more than the premium. 4 plans in Marion have a $0 medical deductible (2 gold and 2 platinum). They cost more each month, but nothing has to be spent before the plan starts paying.
Every Marion price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Marion the premium tax credit is measured against the $476 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Marion numbers for you.
2027 plans for Marion County
These are the 2026 plans and prices for Marion County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Marion numbers then. Open enrollment for 2027 coverage in Indiana runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.
Questions about Marion County coverage
How many health insurance companies sell marketplace plans in Marion County, Indiana?
For 2026, four carriers sell individual marketplace plans in Marion County: CareSource, Anthem Blue Cross and Blue Shield, Ambetter Health and Cigna. Together they offer 56 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Marion County?
At full price before any subsidy, the cheapest bronze plan in Marion County is $313 a month for a 21 year old, $401 at 40 and $851 at 60. In Marion a couple both aged 40 pays $801 for the cheapest bronze, and two 40 year olds with two children pay $1,281. Catastrophic plans in Marion, open only to people under 30 or with a hardship exemption, start at $311 at age 21. Most people in Marion who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Marion County for 2026?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $476 a month for a 40 year old in Marion County before subsidies. In Marion it is $372 at age 21 and $1,010 at age 60, and the lowest silver plan is $469 at 40.
Which insurance companies are leaving Marion County for 2027?
Cigna is leaving the ACA individual market in every state where it sells, on and off exchange, for 2027. CareSource is leaving the Indiana individual market for 2027. In 2026 they sell 31 plans in Marion County. Two carriers from the 2026 Marion lineup remain: Anthem Blue Cross and Blue Shield and Ambetter Health. The full 2027 lineup and prices are published around November 1, 2026.
Can I get a PPO plan in Marion County?
Not on the 2026 marketplace. All 56 plans in Marion County are HMO, EPO or POS plans. 4 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Marion is $597 a month before subsidies.
More for Marion County residents
- Health insurance brokers in Indiana, how to choose one and what it costs
- Every 2027 carrier change in Indiana
- How Marion compares with the other 78 counties and parishes I track
- Estimate a Marion subsidy
Get your Marion County quote
Send me your ZIP and who needs coverage and I will compare every Marion plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2026 (public use file), Marion County rows
- HealthCare.gov, Health plan information for individuals and families
- STAT, Cigna to exit the ACA individual market in 2027
- ACA Signups, Indiana 2027 rate filings and carrier withdrawals
- healthinsurance.org, ACA open enrollment deadlines