Health insurance plans in Jefferson Parish, Louisiana (2027)

• 4carriers selling 2027 marketplace plans in Jefferson Parish
• 49plans on the Jefferson shelf, from 17 bronze to 15 gold
• $686benchmark silver for a 40 year old in Jefferson, full price per month

Who sells marketplace plans in Jefferson Parish

Jefferson Parish has fewer carriers than East Baton Rouge Parish, the other Louisiana parish I track, four against five. Across all 79 counties and parishes I track, 44 have more carriers than Jefferson. The biggest lineup in Jefferson belongs to Ambetter from Louisiana Healthcare Connections with 19 plans, about 39 percent of everything on offer.

Jefferson plan counts from the CMS 2027 landscape file (parish FIPS 22051, Rating Area 1). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.

What changed in Jefferson Parish for 2027

What it costs in Jefferson Parish before any subsidy

These are the full monthly prices, before any premium tax credit, for the cheapest Jefferson plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Jefferson pay less, often a lot less.

Benchmark silver is the second lowest of the 17 silver premiums listed for Jefferson. The last column is two adults aged 40 plus two children.

What these numbers mean if you live in Jefferson Parish

Jefferson Parish is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $745, which is $59 above the benchmark silver and $66 above the cheapest silver. In Jefferson the extra gold premium pays for a lower deductible rather than coming free.

In Jefferson Parish the benchmark is $226 above the cheapest bronze at age 40, and 27 of the other 78 counties and parishes I track have a wider one. That gap decides whether bronze can be free, because your subsidy is the $686 benchmark minus what the government expects you to pay from your income. A 40 year old in Jefferson whose expected share is $226 a month or less would pay nothing for the cheapest bronze. At 60 the Jefferson gap grows to $481 and at 21 it shrinks to $177, which is why older enrollees are the ones most likely to find a $0 plan.

East Baton Rouge Parish, around Baton Rouge, is the other Louisiana parish I track. Compared with East Baton Rouge Parish, the Jefferson benchmark is $24 lower at 40 and the cheapest bronze is $19 lower. UnitedHealthcare sells in East Baton Rouge Parish and not in Jefferson.

Jefferson plans by metal level, network and deductible

By network type the 49 Jefferson plans break down as 19 EPO, 14 POS, 8 HMO and 8 PPO. Only 8 are PPOs, and every one of them comes from Blue Cross and Blue Shield of Louisiana. If seeing specialists without a referral matters to you, that narrows the Jefferson shelf to one company. 5 plans in Jefferson have a $0 medical deductible (3 gold and 2 expanded bronze). The 2 bronze ones among them still have out of pocket maximums of $11,800, so a $0 deductible does not mean a small bill.

2027 plans for Jefferson Parish

These are the 2027 plans and prices for Jefferson Parish, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Louisiana runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Jefferson plan, compare before you let it renew, because your carrier and your benchmark may both have changed.

Questions about Jefferson Parish coverage

More for Jefferson Parish residents

• Health insurance brokers in Louisiana, how to choose one and what it costs
• Every 2027 carrier change in Louisiana
• How Jefferson compares with the other 78 counties and parishes I track
• Estimate a Jefferson subsidy