Health insurance plans in Jefferson Parish, Louisiana (2026)

• 3carriers selling 2026 marketplace plans in Jefferson Parish
• 38plans on the Jefferson shelf, from 14 bronze to 12 gold
• $590benchmark silver for a 40 year old in Jefferson, full price per month

Who sells marketplace plans in Jefferson Parish

Jefferson Parish has fewer carriers than East Baton Rouge Parish, the other Louisiana parish I track, three against five. Across all 79 counties and parishes I track in 24 states, 62 have more carriers than Jefferson. Ambetter from Louisiana Healthcare Connections alone accounts for 16 of the 38 plans in Jefferson, 42 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.

Jefferson plan counts from the CMS 2026 landscape file (parish FIPS 22051, Rating Area 1). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.

What it costs in Jefferson Parish before any subsidy

These are the full monthly prices, before any premium tax credit, for the cheapest Jefferson plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Jefferson pay less, often a lot less.

Benchmark silver is the second lowest of the 12 silver premiums listed for Jefferson. The last column is two adults aged 40 plus two children.

What these numbers mean if you live in Jefferson Parish

Jefferson Parish is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $622, which is $32 above the benchmark silver and $40 above the cheapest silver. In Jefferson the extra gold premium pays for a lower deductible rather than coming free.

In Jefferson Parish the benchmark is $185 above the cheapest bronze at age 40, and 35 of the other 78 counties and parishes I track have a wider one. That gap decides whether bronze can be free, because your subsidy is the $590 benchmark minus what the government expects you to pay from your income. A 40 year old in Jefferson whose expected share is $185 a month or less would pay nothing for the cheapest bronze. At 60 the Jefferson gap grows to $393 and at 21 it shrinks to $145, which is why older enrollees are the ones most likely to find a $0 plan.

East Baton Rouge Parish, around Baton Rouge, is the other Louisiana parish I track. Compared with East Baton Rouge Parish, the Jefferson benchmark is $30 lower at 40 and the cheapest bronze is $19 lower. AmeriHealth Caritas Next and UnitedHealthcare sell in East Baton Rouge Parish and not in Jefferson.

Jefferson plans by metal level, network and deductible

By network type the 38 Jefferson plans break down as 16 EPO, 14 POS and 8 PPO. Only 8 are PPOs, and every one of them comes from Blue Cross and Blue Shield of Louisiana. If seeing specialists without a referral matters to you, that narrows the Jefferson shelf to one company. 4 plans in Jefferson have a $0 medical deductible (2 expanded bronze and 2 gold). The 2 bronze ones among them still have out of pocket maximums of $10,500, so a $0 deductible does not mean a small bill.

2027 plans for Jefferson Parish

These are the 2026 plans and prices for Jefferson Parish. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Jefferson numbers then. Open enrollment for 2027 coverage in Louisiana runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.

Questions about Jefferson Parish coverage

More for Jefferson Parish residents

• Health insurance brokers in Louisiana, how to choose one and what it costs
• Every 2027 carrier change in Louisiana
• How Jefferson compares with the other 78 counties and parishes I track
• Estimate a Jefferson subsidy