- 5carriers selling 2027 marketplace plans in Salt Lake County
- 49plans on the Salt Lake shelf, from 13 bronze to 15 gold
- $616benchmark silver for a 40 year old in Salt Lake, full price per month
Who sells marketplace plans in Salt Lake County
Salt Lake County has more carriers than Utah County, the other Utah county I track, five against four. Across all 79 counties and parishes I track, 33 have more carriers than Salt Lake. Select Health alone accounts for 21 of the 49 plans in Salt Lake, 43 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.
| Carrier | Plans | Bronze | Silver | Gold | Platinum | Network types |
|---|---|---|---|---|---|---|
| Select Health | 21 | 4 | 7 | 6 | 4 | HMO 21 |
| University of Utah Health Plans | 12 | 4 | 4 | 4 | 0 | EPO 12 |
| Regence BlueCross BlueShield of Utah | 7 | 3 | 2 | 2 | 0 | EPO 7 |
| Imperial Health Plan of the SouthwestImperial Health Plan of the Southwest, Inc. | 6 | 1 | 2 | 2 | 0 | HMO 6 |
| BridgeSpan Health Company | 3 | 1 | 1 | 1 | 0 | HMO 3 |
Salt Lake plan counts from the CMS 2027 landscape file (county FIPS 49035, Rating Area 3). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What it costs in Salt Lake County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Salt Lake plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Salt Lake pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $336 | $497 | $1,008 | $994 | $1,526 |
| Lowest silver | $406 | $601 | $1,218 | $1,201 | $1,845 |
| Benchmark silver (second lowest) | $416 | $616 | $1,249 | $1,232 | $1,892 |
| Lowest gold | $455 | $673 | $1,366 | $1,347 | $2,069 |
| Lowest platinum | $686 | $1,015 | $2,059 | $2,030 | $3,119 |
Benchmark silver is the second lowest of the 16 silver premiums listed for Salt Lake. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Salt Lake County
Salt Lake County is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $673, which is $58 above the benchmark silver and $73 above the cheapest silver. In Salt Lake the extra gold premium pays for a lower deductible rather than coming free.
In Salt Lake County the benchmark is $119 above the cheapest bronze at age 40, and five of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $616 benchmark minus what the government expects you to pay from your income. A 40 year old in Salt Lake whose expected share is $119 a month or less would pay nothing for the cheapest bronze. At 60 the Salt Lake gap grows to $242 and at 21 it shrinks to $81, which is why older enrollees are the ones most likely to find a $0 plan.
Compared with nearby Utah County, the Salt Lake benchmark is $18 lower at 40 and the cheapest bronze is $13 higher. University of Utah Health Plans sells in Salt Lake and not in Utah County.
Salt Lake plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 1 | 0 | |
| Expanded Bronze | 13 | 2 | $0 to $10,000 |
| Silver | 16 | 0 | $3,500 to $6,500 |
| Gold | 15 | 1 | $0 to $2,500 |
| Platinum | 4 | 4 | |
| Total | 49 | 7 |
There is not a single PPO on the 2027 marketplace in Salt Lake County. The 49 plans split into 30 HMO and 19 EPO. Outside emergencies, the 19 EPO and 30 HMO plans in Salt Lake generally pay nothing out of network, so the network list matters more than the premium. 7 plans in Salt Lake have a $0 medical deductible (4 platinum, 2 expanded bronze and 1 gold). The 2 bronze ones among them still have out of pocket maximums of $12,000, so a $0 deductible does not mean a small bill.
Every Salt Lake price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Salt Lake the premium tax credit is measured against the $616 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Salt Lake numbers for you.
2027 plans for Salt Lake County
These are the 2027 plans and prices for Salt Lake County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Utah runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Salt Lake plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Salt Lake County coverage
How many health insurance companies sell marketplace plans in Salt Lake County, Utah?
For 2027, five carriers sell individual marketplace plans in Salt Lake County: Select Health, University of Utah Health Plans, Regence BlueCross BlueShield of Utah, Imperial Health Plan of the Southwest and BridgeSpan Health Company. Together they offer 49 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Salt Lake County?
At full price before any subsidy, the cheapest bronze plan in Salt Lake County is $336 a month for a 21 year old, $497 at 40 and $1,008 at 60. In Salt Lake a couple both aged 40 pays $994 for the cheapest bronze, and two 40 year olds with two children pay $1,526. Catastrophic plans in Salt Lake, open only to people under 30 or with a hardship exemption, start at $294 at age 21. Most people in Salt Lake who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Salt Lake County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $616 a month for a 40 year old in Salt Lake County before subsidies. In Salt Lake it is $416 at age 21 and $1,249 at age 60, and the lowest silver plan is $601 at 40.
Did any insurance company leave Salt Lake County for 2027?
No. Every carrier that sold plans in Salt Lake County in 2026 also has plans there in the 2027 CMS plan file. Plans and networks inside each company can still change, so read your renewal notice.
Can I get a PPO plan in Salt Lake County?
Not on the 2027 marketplace. All 49 plans in Salt Lake County are HMO or EPO plans. 7 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Salt Lake is $673 a month before subsidies.
More for Salt Lake County residents
- Health insurance brokers in Utah, how to choose one and what it costs
- Every 2027 carrier change in Utah
- How Salt Lake compares with the other 78 counties and parishes I track
- Estimate a Salt Lake subsidy
Get your Salt Lake County quote
Send me your ZIP and who needs coverage and I will compare every Salt Lake plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Salt Lake County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines