Health insurance plans in Nueces County, Texas (2027)

• 5carriers selling 2027 marketplace plans in Nueces County
• 98plans on the Nueces shelf, from 29 bronze to 32 gold
• $702benchmark silver for a 40 year old in Nueces, full price per month

Who sells marketplace plans in Nueces County

Five companies sell in Nueces, against nine in the busiest Texas county I track and three in the thinnest. The biggest lineup in Nueces belongs to Antidote Health of TX with 27 plans, about 28 percent of everything on offer.

Nueces plan counts from the CMS 2027 landscape file (county FIPS 48355, Rating Area 7). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.

What changed in Nueces County for 2027

What it costs in Nueces County before any subsidy

These are the full monthly prices, before any premium tax credit, for the cheapest Nueces plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Nueces pay less, often a lot less.

Benchmark silver is the second lowest of the 33 silver premiums listed for Nueces. The last column is two adults aged 40 plus two children.

What these numbers mean if you live in Nueces County

The gold row is the surprise in Nueces County. The cheapest gold plan for a 40 year old, $630 a month, is $58 cheaper than the cheapest silver plan at $689. That happens because Texas carriers load the cost of the extra silver discounts into silver premiums. If your income is too high for those discounts, silver is the worst value on the Nueces shelf, and a gold deductible here tops out at $4,000.

In Nueces County the benchmark is $255 above the cheapest bronze at age 40, and only 15 of the other 78 counties and parishes I track have a wider one. That gap decides whether bronze can be free, because your subsidy is the $702 benchmark minus what the government expects you to pay from your income. A 40 year old in Nueces whose expected share is $255 a month or less would pay nothing for the cheapest bronze. At 60 the Nueces gap grows to $541 and at 21 it shrinks to $199, which is why older enrollees are the ones most likely to find a $0 plan.

No other county on my list is close enough to Nueces County to compare, so here is where it sits among the 15 Texas counties I track. Its benchmark is the 4th lowest of the 15 and its cheapest bronze is the third lowest. Nueces has five carriers, where the busiest county has nine.

Nueces plans by metal level, network and deductible

There is not a single PPO on the 2027 marketplace in Nueces County. The 98 plans split into 45 HMO, 44 EPO and 9 POS. Outside emergencies, the 44 EPO and 45 HMO plans in Nueces generally pay nothing out of network, so the network list matters more than the premium. 8 plans in Nueces have a $0 medical deductible (4 expanded bronze and 4 gold). The 4 bronze ones among them still have out of pocket maximums of $10,600 to $12,000, so a $0 deductible does not mean a small bill.

2027 plans for Nueces County

These are the 2027 plans and prices for Nueces County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Texas runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Nueces plan, compare before you let it renew, because your carrier and your benchmark may both have changed.

Questions about Nueces County coverage

More for Nueces County residents

• Health insurance brokers in Texas, how to choose one and what it costs
• Every 2027 carrier change in Texas
• How Nueces compares with the other 78 counties and parishes I track
• Estimate a Nueces subsidy