Health insurance plans in Pulaski County, Arkansas (2026)

• 4carriers selling 2026 marketplace plans in Pulaski County
• 52plans on the Pulaski shelf, from 14 bronze to 18 gold
• $774benchmark silver for a 40 year old in Pulaski, full price per month

Who sells marketplace plans in Pulaski County

Pulaski County and Benton County, the two Arkansas counties I track, have the same number of carriers, four each. Across all 79 counties and parishes I track in 24 states, 51 have more carriers than Pulaski. Ambetter from Arkansas Health and Wellness alone accounts for 31 of the 52 plans in Pulaski, 60 percent of the shelf, so a lot of what you see when you shop is one company's lineup in different metal levels.

Pulaski plan counts from the CMS 2026 landscape file (county FIPS 05119, Rating Area 1). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.

What it costs in Pulaski County before any subsidy

These are the full monthly prices, before any premium tax credit, for the cheapest Pulaski plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Pulaski pay less, often a lot less.

Benchmark silver is the second lowest of the 17 silver premiums listed for Pulaski. The last column is two adults aged 40 plus two children.

What these numbers mean if you live in Pulaski County

The gold row is the surprise in Pulaski County. The cheapest gold plan for a 40 year old, $647 a month, is $106 cheaper than the cheapest silver plan at $753. That happens because Arkansas carriers load the cost of the extra silver discounts into silver premiums. If your income is too high for those discounts, silver is the worst value on the Pulaski shelf, and a gold deductible here tops out at $5,900.

In Pulaski County the benchmark is $327 above the cheapest bronze at age 40, and only one of the other 78 counties and parishes I track has a wider one. That gap decides whether bronze can be free, because your subsidy is the $774 benchmark minus what the government expects you to pay from your income. A 40 year old in Pulaski whose expected share is $327 a month or less would pay nothing for the cheapest bronze. At 60 the Pulaski gap grows to $693 and at 21 it shrinks to $255, which is why older enrollees are the ones most likely to find a $0 plan.

Benton County, around Bentonville, is the other Arkansas county I track. Prices are identical in Pulaski and Benton County, the same benchmark and the same cheapest bronze at 40 to the cent, even though CMS puts them in different rating areas. The same four carriers sell in both, so moving between Pulaski and Benton changes the price you pay but not the companies you can pick from.

Pulaski plans by metal level, network and deductible

By network type the 52 Pulaski plans break down as 28 PPO and 24 POS. PPOs are the majority here, 28 of the 52, and they come from Ambetter from Arkansas Health and Wellness and Arkansas Blue Cross and Blue Shield, so a plan that lets you see specialists without a referral is easy to find in Pulaski. 8 plans in Pulaski have a $0 medical deductible (5 gold, 2 expanded bronze and 1 platinum). The 2 bronze ones among them still have out of pocket maximums of $10,500, so a $0 deductible does not mean a small bill.

2027 plans for Pulaski County

These are the 2026 plans and prices for Pulaski County. The 2027 plans and prices are published around November 1, 2026, and I will update this page with the new Pulaski numbers then. Open enrollment for 2027 coverage in Arkansas runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1.

Questions about Pulaski County coverage

More for Pulaski County residents

• Health insurance brokers in Arkansas, how to choose one and what it costs
• Every 2027 carrier change in Arkansas
• How Pulaski compares with the other 78 counties and parishes I track
• Estimate a Pulaski subsidy