- 4carriers selling 2027 marketplace plans in Jackson County
- 56plans on the Jackson shelf, from 19 bronze to 17 gold
- $650benchmark silver for a 40 year old in Jackson, full price per month
Who sells marketplace plans in Jackson County
Jackson County has fewer carriers than St. Louis County, the other Missouri county I track, four against five. Across all 79 counties and parishes I track, 44 have more carriers than Jackson. The biggest lineup in Jackson belongs to Ambetter Health with 17 plans, about 30 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| Ambetter Health | 17 | 6 | 5 | 6 | EPO 17 |
| UnitedHealthcare | 17 | 5 | 6 | 6 | EPO 17 |
| OscarOscar Insurance Company | 14 | 5 | 6 | 3 | EPO 14 |
| Blue Cross and Blue Shield of Kansas City | 8 | 3 | 3 | 2 | EPO 8 |
Jackson plan counts from the CMS 2027 landscape file (county FIPS 29095, Rating Area 3). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What changed in Jackson County for 2027
Medica sold 9 of the 58 plans in Jackson County in 2026 and has no plans here in the 2027 CMS file. If you were enrolled with Medica, you should have a notice by now. If you do nothing you are moved to a replacement plan picked on price and metal level, and nothing in that process checks your doctors or prescriptions. Jackson now has four carriers and 56 plans, against five carriers and 58 plans in 2026.
What it costs in Jackson County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Jackson plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Jackson pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $385 | $492 | $1,044 | $983 | $1,571 |
| Lowest silver | $508 | $649 | $1,379 | $1,298 | $2,076 |
| Benchmark silver (second lowest) | $509 | $650 | $1,381 | $1,301 | $2,079 |
| Lowest gold | $491 | $628 | $1,333 | $1,255 | $2,007 |
Benchmark silver is the second lowest of the 20 silver premiums listed for Jackson. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Jackson County
The gold row is the surprise in Jackson County. The cheapest gold plan for a 40 year old, $628 a month, is $21 cheaper than the cheapest silver plan at $649. That happens because Missouri carriers load the cost of the extra silver discounts into silver premiums. If your income is too high for those discounts, silver is the worst value on the Jackson shelf, and a gold deductible here tops out at $2,750.
In Jackson County the benchmark is $159 above the cheapest bronze at age 40, and 20 of the other 78 counties and parishes I track have a narrower one. That gap decides whether bronze can be free, because your subsidy is the $650 benchmark minus what the government expects you to pay from your income. A 40 year old in Jackson whose expected share is $159 a month or less would pay nothing for the cheapest bronze. At 60 the Jackson gap grows to $337 and at 21 it shrinks to $124, which is why older enrollees are the ones most likely to find a $0 plan.
St. Louis County, around Florissant, is the other Missouri county I track. Compared with St. Louis County, the Jackson benchmark is $59 higher at 40 and the cheapest bronze is $45 higher. Blue Cross and Blue Shield of Kansas City sells in Jackson and not in St. Louis County. Anthem Blue Cross and Blue Shield and Medica sell in St. Louis County and not in Jackson.
Jackson plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Bronze | 1 | 0 | $11,750 to $11,750 |
| Expanded Bronze | 18 | 5 | $0 to $9,900 |
| Silver | 20 | 2 | $0 to $9,000 |
| Gold | 17 | 3 | $0 to $2,750 |
| Total | 56 | 10 |
There is not a single PPO on the 2027 marketplace in Jackson County. All 56 plans are EPO plans. Outside emergencies, the 56 EPO plans in Jackson generally pay nothing out of network, so the network list matters more than the premium. 10 plans in Jackson have a $0 medical deductible (5 expanded bronze, 3 gold and 2 silver). The 5 bronze ones among them still have out of pocket maximums of $11,800 to $12,000, so a $0 deductible does not mean a small bill.
Every Jackson price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Jackson the premium tax credit is measured against the $650 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Jackson numbers for you.
2027 plans for Jackson County
These are the 2027 plans and prices for Jackson County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Missouri runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Jackson plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Jackson County coverage
How many health insurance companies sell marketplace plans in Jackson County, Missouri?
For 2027, four carriers sell individual marketplace plans in Jackson County: Ambetter Health, UnitedHealthcare, Oscar and Blue Cross and Blue Shield of Kansas City. Together they offer 56 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Jackson County?
At full price before any subsidy, the cheapest bronze plan in Jackson County is $385 a month for a 21 year old, $492 at 40 and $1,044 at 60. In Jackson a couple both aged 40 pays $983 for the cheapest bronze, and two 40 year olds with two children pay $1,571. No catastrophic plan is sold in Jackson for 2027. Most people in Jackson who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Jackson County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $650 a month for a 40 year old in Jackson County before subsidies. In Jackson it is $509 at age 21 and $1,381 at age 60, and the lowest silver plan is $649 at 40.
Which insurance companies left Jackson County for 2027?
Medica sold 9 plans in Jackson County in 2026 and has no plans there in the 2027 CMS plan file. Carriers still selling from the 2026 lineup: Ambetter Health, UnitedHealthcare, Oscar and Blue Cross and Blue Shield of Kansas City. No new carrier entered for 2027.
Can I get a PPO plan in Jackson County?
Not on the 2027 marketplace. All 56 plans in Jackson County are EPO plans. 10 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Jackson is $628 a month before subsidies.
More for Jackson County residents
- Health insurance brokers in Missouri, how to choose one and what it costs
- Every 2027 carrier change in Missouri
- How Jackson compares with the other 78 counties and parishes I track
- Estimate a Jackson subsidy
Get your Jackson County quote
Send me your ZIP and who needs coverage and I will compare every Jackson plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Jackson County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines