- 5carriers selling 2027 marketplace plans in East Baton Rouge Parish
- 64plans on the East Baton Rouge shelf, from 22 bronze to 20 gold
- $710benchmark silver for a 40 year old in East Baton Rouge, full price per month
Who sells marketplace plans in East Baton Rouge Parish
East Baton Rouge Parish has more carriers than Jefferson Parish, the other Louisiana parish I track, five against four. Across all 79 counties and parishes I track, 33 have more carriers than East Baton Rouge. The biggest lineup in East Baton Rouge belongs to Ambetter from Louisiana Healthcare Connections with 19 plans, about 30 percent of everything on offer.
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| Ambetter from Louisiana Healthcare Connections | 19 | 6 | 7 | 6 | EPO 19 |
| UnitedHealthcare | 15 | 5 | 5 | 5 | EPO 15 |
| HMO Louisiana | 14 | 5 | 5 | 4 | POS 14 |
| AmeriHealth Caritas Next | 8 | 3 | 2 | 3 | HMO 8 |
| Blue Cross and Blue Shield of Louisiana | 8 | 3 | 3 | 2 | PPO 8 |
East Baton Rouge plan counts from the CMS 2027 landscape file (parish FIPS 22033, Rating Area 5). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What it costs in East Baton Rouge Parish before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest East Baton Rouge plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in East Baton Rouge pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $374 | $478 | $1,015 | $956 | $1,528 |
| Lowest silver | $553 | $706 | $1,500 | $1,413 | $2,259 |
| Benchmark silver (second lowest) | $556 | $710 | $1,508 | $1,420 | $2,270 |
| Lowest gold | $604 | $771 | $1,638 | $1,543 | $2,466 |
Benchmark silver is the second lowest of the 22 silver premiums listed for East Baton Rouge. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in East Baton Rouge Parish
East Baton Rouge Parish is one of 32 of the 79 counties and parishes on my list where the metal levels are priced in the order you would expect. The cheapest gold at 40 is $771, which is $61 above the benchmark silver and $65 above the cheapest silver. In East Baton Rouge the extra gold premium pays for a lower deductible rather than coming free.
In East Baton Rouge Parish the benchmark is $232 above the cheapest bronze at age 40, and 24 of the other 78 counties and parishes I track have a wider one. That gap decides whether bronze can be free, because your subsidy is the $710 benchmark minus what the government expects you to pay from your income. A 40 year old in East Baton Rouge whose expected share is $232 a month or less would pay nothing for the cheapest bronze. At 60 the East Baton Rouge gap grows to $493 and at 21 it shrinks to $182, which is why older enrollees are the ones most likely to find a $0 plan.
Jefferson Parish, around Metairie, is the other Louisiana parish I track. Compared with Jefferson Parish, the East Baton Rouge benchmark is $24 higher at 40 and the cheapest bronze is $19 higher. UnitedHealthcare sells in East Baton Rouge and not in Jefferson Parish.
East Baton Rouge plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Bronze | 5 | 0 | $6,500 to $12,000 |
| Expanded Bronze | 17 | 4 | $0 to $9,350 |
| Silver | 22 | 2 | $0 to $6,400 |
| Gold | 20 | 5 | $0 to $2,500 |
| Total | 64 | 11 |
By network type the 64 East Baton Rouge plans break down as 34 EPO, 14 POS, 8 HMO and 8 PPO. Only 8 are PPOs, and every one of them comes from Blue Cross and Blue Shield of Louisiana. If seeing specialists without a referral matters to you, that narrows the East Baton Rouge shelf to one company. 11 plans in East Baton Rouge have a $0 medical deductible (5 gold, 4 expanded bronze and 2 silver). The 4 bronze ones among them still have out of pocket maximums of $11,400 to $11,800, so a $0 deductible does not mean a small bill.
Every East Baton Rouge price on this page is before subsidies, and most enrollees pay less. For a 40 year old in East Baton Rouge the premium tax credit is measured against the $710 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the East Baton Rouge numbers for you.
2027 plans for East Baton Rouge Parish
These are the 2027 plans and prices for East Baton Rouge Parish, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Louisiana runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a East Baton Rouge plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about East Baton Rouge Parish coverage
How many health insurance companies sell marketplace plans in East Baton Rouge Parish, Louisiana?
For 2027, five carriers sell individual marketplace plans in East Baton Rouge Parish: Ambetter from Louisiana Healthcare Connections, UnitedHealthcare, HMO Louisiana, AmeriHealth Caritas Next and Blue Cross and Blue Shield of Louisiana. Together they offer 64 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in East Baton Rouge Parish?
At full price before any subsidy, the cheapest bronze plan in East Baton Rouge Parish is $374 a month for a 21 year old, $478 at 40 and $1,015 at 60. In East Baton Rouge a couple both aged 40 pays $956 for the cheapest bronze, and two 40 year olds with two children pay $1,528. No catastrophic plan is sold in East Baton Rouge for 2027. Most people in East Baton Rouge who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in East Baton Rouge Parish for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $710 a month for a 40 year old in East Baton Rouge Parish before subsidies. In East Baton Rouge it is $556 at age 21 and $1,508 at age 60, and the lowest silver plan is $706 at 40.
Did any insurance company leave East Baton Rouge Parish for 2027?
No. Every carrier that sold plans in East Baton Rouge Parish in 2026 also has plans there in the 2027 CMS plan file. Plans and networks inside each company can still change, so read your renewal notice.
Can I get a PPO or a $0 deductible plan in East Baton Rouge Parish?
Yes to both. 8 of the 64 plans in East Baton Rouge are PPOs, all from Blue Cross and Blue Shield of Louisiana, and 11 plans have a $0 medical deductible. The cheapest gold plan for a 40 year old in East Baton Rouge is $771 a month before subsidies.
More for East Baton Rouge Parish residents
- Health insurance brokers in Louisiana, how to choose one and what it costs
- Every 2027 carrier change in Louisiana
- How East Baton Rouge compares with the other 78 counties and parishes I track
- Estimate an East Baton Rouge subsidy
Get your East Baton Rouge Parish quote
Send me your ZIP and who needs coverage and I will compare every East Baton Rouge plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), East Baton Rouge Parish rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines