- 6carriers selling 2027 marketplace plans in Cameron County
- 119plans on the Cameron shelf, from 39 bronze to 38 gold
- $692benchmark silver for a 40 year old in Cameron, full price per month
Who sells marketplace plans in Cameron County
Six companies sell in Cameron, against nine in the busiest Texas county I track and three in the thinnest. No single company dominates Cameron County, where the largest lineup is 27 plans (Antidote Health of TX) and the smallest is 14 (Oscar).
| Carrier | Plans | Bronze | Silver | Gold | Network types |
|---|---|---|---|---|---|
| Antidote Health of TX New for 2027 | 27 | 9 | 9 | 9 | EPO 27 |
| Blue Cross and Blue Shield of Texas | 23 | 6 | 7 | 7 | HMO 14, POS 9 |
| Wellpoint | 23 | 8 | 7 | 7 | HMO 14, POS 9 |
| Ambetter from Superior HealthPlan | 17 | 4 | 7 | 6 | EPO 17 |
| UnitedHealthcare | 15 | 5 | 5 | 5 | HMO 15 |
| OscarOscar Insurance Company | 14 | 7 | 3 | 4 | EPO 14 |
Cameron plan counts from the CMS 2027 landscape file (county FIPS 48061, Rating Area 5). Bronze includes expanded bronze, and companies CMS lists under more than one legal issuer are grouped with the legal names underneath.
What changed in Cameron County for 2027
New in Cameron for 2027: Antidote Health of TX. Cameron now has six carriers and 119 plans, against five carriers and 78 plans in 2026.
What it costs in Cameron County before any subsidy
These are the full monthly prices, before any premium tax credit, for the cheapest Cameron plan at each metal level. I show the sticker price because it is what your subsidy is subtracted from, and most people who enroll in Cameron pay less, often a lot less.
| Monthly premium, full price | Age 21 | Age 40 | Age 60 | Couple, both 40 | Couple 40 + 2 kids |
|---|---|---|---|---|---|
| Lowest bronze | $305 | $389 | $827 | $779 | $1,245 |
| Lowest silver | $468 | $598 | $1,270 | $1,196 | $1,913 |
| Benchmark silver (second lowest) | $542 | $692 | $1,471 | $1,385 | $2,214 |
| Lowest gold | $413 | $528 | $1,121 | $1,056 | $1,687 |
Benchmark silver is the second lowest of the 38 silver premiums listed for Cameron. The last column is two adults aged 40 plus two children.
What these numbers mean if you live in Cameron County
The gold row is the surprise in Cameron County. The cheapest gold plan for a 40 year old, $528 a month, is $70 cheaper than the cheapest silver plan at $598. That happens because Texas carriers load the cost of the extra silver discounts into silver premiums. If your income is too high for those discounts, silver is the worst value on the Cameron shelf, and a gold deductible here tops out at $4,000.
In Cameron County the benchmark is $303 above the cheapest bronze at age 40, and only six of the other 78 counties and parishes I track have a wider one. That gap decides whether bronze can be free, because your subsidy is the $692 benchmark minus what the government expects you to pay from your income. A 40 year old in Cameron whose expected share is $303 a month or less would pay nothing for the cheapest bronze. At 60 the Cameron gap grows to $644 and at 21 it shrinks to $237, which is why older enrollees are the ones most likely to find a $0 plan.
Compared with nearby Hidalgo County, the Cameron benchmark is $48 higher at 40 and the cheapest bronze is $21 lower. The same six carriers sell in Cameron and Hidalgo, so if you move or work across the line your choice of company does not change, only the price.
Cameron plans by metal level, network and deductible
| Metal level | Plans | $0 deductible | Deductible range |
|---|---|---|---|
| Catastrophic | 4 | 0 | |
| Bronze | 7 | 0 | $8,700 to $11,750 |
| Expanded Bronze | 32 | 5 | $0 to $11,750 |
| Silver | 38 | 0 | $1,850 to $9,000 |
| Gold | 38 | 4 | $0 to $4,000 |
| Total | 119 | 9 |
There is not a single PPO on the 2027 marketplace in Cameron County. The 119 plans split into 58 EPO, 43 HMO and 18 POS. Outside emergencies, the 58 EPO and 43 HMO plans in Cameron generally pay nothing out of network, so the network list matters more than the premium. 9 plans in Cameron have a $0 medical deductible (5 expanded bronze and 4 gold). The 5 bronze ones among them still have out of pocket maximums of $10,600 to $12,000, so a $0 deductible does not mean a small bill.
Every Cameron price on this page is before subsidies, and most enrollees pay less. For a 40 year old in Cameron the premium tax credit is measured against the $692 benchmark. Estimate your own subsidy, or send me your ZIP and I will run the Cameron numbers for you.
2027 plans for Cameron County
These are the 2027 plans and prices for Cameron County, from the CMS plan file released at the end of October 2026. Open enrollment for 2027 coverage in Texas runs from November 1, 2026 to January 15, 2027, and December 15 is the last day to pick a plan that starts January 1. If you already have a Cameron plan, compare before you let it renew, because your carrier and your benchmark may both have changed.
Questions about Cameron County coverage
How many health insurance companies sell marketplace plans in Cameron County, Texas?
For 2027, six carriers sell individual marketplace plans in Cameron County: Antidote Health of TX, Blue Cross and Blue Shield of Texas, Wellpoint, Ambetter from Superior HealthPlan, UnitedHealthcare and Oscar. Together they offer 119 plans across the metal levels, according to the CMS plan landscape file.
What is the cheapest health insurance in Cameron County?
At full price before any subsidy, the cheapest bronze plan in Cameron County is $305 a month for a 21 year old, $389 at 40 and $827 at 60. In Cameron a couple both aged 40 pays $779 for the cheapest bronze, and two 40 year olds with two children pay $1,245. Catastrophic plans in Cameron, open only to people under 30 or with a hardship exemption, start at $340 at age 21. Most people in Cameron who qualify for a premium tax credit pay less than these prices.
What is the benchmark silver plan premium in Cameron County for 2027?
The second lowest cost silver plan, the benchmark your subsidy is calculated from, is $692 a month for a 40 year old in Cameron County before subsidies. In Cameron it is $542 at age 21 and $1,471 at age 60, and the lowest silver plan is $598 at 40.
Did any insurance company leave Cameron County for 2027?
No. Every carrier that sold plans in Cameron County in 2026 also has plans there in the 2027 CMS plan file. New for 2027: Antidote Health of TX. Plans and networks inside each company can still change, so read your renewal notice.
Can I get a PPO plan in Cameron County?
Not on the 2027 marketplace. All 119 plans in Cameron County are HMO, EPO or POS plans. 9 of them have a $0 medical deductible, and the cheapest gold plan for a 40 year old in Cameron is $528 a month before subsidies.
More for Cameron County residents
- Health insurance brokers in Texas, how to choose one and what it costs
- Every 2027 carrier change in Texas
- How Cameron compares with the other 78 counties and parishes I track
- Estimate a Cameron subsidy
Get your Cameron County quote
Send me your ZIP and who needs coverage and I will compare every Cameron plan you qualify for with your subsidy applied, free and with no pressure.
Get my free quote → Or book a callSources
- Centers for Medicare & Medicaid Services, QHP Landscape Individual Market Medical, plan year 2027 (public use file), Cameron County rows
- HealthCare.gov, Health plan information for individuals and families
- healthinsurance.org, ACA open enrollment deadlines